Fee schedule collected Mar 11, 2026 · Financials as of Q1 2026
Verified fees
15
Under review
0
Assets
$1.1B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$5
Fee Schedule
Verified fees power benchmarks; fees under review do not.
per month · Includes 0-500 debit transactions per month. Can be waived if you maintain an average daily balance of at least $10,000 within a monthly cycle. ·
per month · Free. Only available in Nevada. Includes unlimited debit transactions per month. · Source
per month · To avoid the paper statement fee, choose eStatements · Source
per month · Free · Source
per item · Transfers or withdrawals from your savings and money market accounts are limited to six (6) transactions per monthly statement cycle. Transfers or withdrawals over this limit may be subject to additional fees · Source
per item · Assessed for each withdrawal request made by check, in person, or other electronic means that Farm Bureau Bank returns without paying due to non-sufficient funds · Source
per item · Assessed for each withdrawal request made by check, in person, or other electronic means that Farm Bureau Bank elects to pay, in its sole discretion, which creates an overdraft in the account · Source
per month · Farm Bureau Bank refunds the first five (5) ATM usage fees (with a maximum up to $15) each month for transactions at ATMs in the United States · Source
per item · Source
per item · Free · Source
per item · Source
per item · Initiated online · Source
per item · Source
varies · Free · Source
per item · Each item you deposit into an account that is later returned · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Monthly Account Fee - Business Advantage Checking | $20 | per month | Includes 0-500 debit transactions per month. Can be waived if you maintain an average daily balance of at least $10,000 within a monthly cycle. | Source |
| Monthly Account Fee - IOLTA | — | per month | Free. Only available in Nevada. Includes unlimited debit transactions per month. | Source |
| Paper Statement Fee - Business Essentials | $2 | per month | To avoid the paper statement fee, choose eStatements | Source |
| Paper Statement Fee - IOLTA | — | per month | Free | Source |
Overdraft & NSFVerified | ||||
| Excessive Withdrawal Penalty Fee | $5 | per item | Transfers or withdrawals from your savings and money market accounts are limited to six (6) transactions per monthly statement cycle. Transfers or withdrawals over this limit may be subject to additional fees | Source |
| Nonsufficient Funds (NSF) Fee | $30 | per item | Assessed for each withdrawal request made by check, in person, or other electronic means that Farm Bureau Bank returns without paying due to non-sufficient funds | Source |
ATM & CardVerified | ||||
| ATM Surcharge Rebate | — | per month | Farm Bureau Bank refunds the first five (5) ATM usage fees (with a maximum up to $15) each month for transactions at ATMs in the United States | Source |
Wire TransfersVerified | ||||
| Wire Transfer Incoming - Domestic/Foreign - Business Essentials | $15 | per item | — | Source |
| Wire Transfer Incoming - Domestic/Foreign - IOLTA | — | per item | Free | Source |
Digital & ElectronicVerified | ||||
| Business Online Bill Pay - Business Essentials | $0 | varies | Free | Source |
Cash & DepositVerified | ||||
| Returned Deposit Item Fee | $12 | per item | Each item you deposit into an account that is later returned | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$1.1B
Total deposits
$930.7M
Service charge income
$178K
Fee income ratio
1.5%
Return on assets
-0.03%
Branches
2
Service charge income by quarter
| Overdraft Fee | $30 | per item | Assessed for each withdrawal request made by check, in person, or other electronic means that Farm Bureau Bank elects to pay, in its sole discretion, which creates an overdraft in the account | Source |
| $25 |
| per item |
| — |
| Source |
| Wire Transfer Outgoing - Domestic (Initiated online) - Business Advantage | $10 | per item | Initiated online | Source |
| Wire Transfer Outgoing - Foreign - Business Essentials | $40 | per item | — | Source |