Bank of Hawaii

Headquarters: Honolulu, Hawaii
Charter: Bank
Assets: $23.8B
Fed district: San Francisco
Regulator: Federal Reserve
Holding company: Bank of Hawaii Corp.

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Bank of Hawaii at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCFD2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Bank of Hawaii's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Bank of Hawaii (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $8.2M in Q2 2026, 1.3% above the same quarter a year earlier ($8.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Bank of Hawaii: $0 to $25
Bank of Hawaii: $0 to $25
U.S. median: no median
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Bank of Hawaii: $0 to $30
Bank of Hawaii: $0 to $30
U.S. median: no median
NSF / Returned Item
Bank of Hawaii: $30
Bank of Hawaii: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Hawaii: Banks and credit unions headquartered in Hawaii that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 2.9% from Q3 2025 to Q2 2026, to $8.2M.

Service-charge income, Q2 2026

$8.2M

$8.4MQ3 2025

$8.6MQ4 2025

$8.3MQ1 2026

$8.2MQ2 2026

Against the median

Bank of HawaiiMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Bank of Hawaii · $23.8B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.

Banks only
$19.2B to $28.4B in assets
Headquartered in 19 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Bank of Hawaii(this institution)	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Apple Bank	New York, NY	$19.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Beacon Bank and Trust	Brookline, MA	$22.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Business Bank, National Association	Ontario, CA	$21.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Financial Bank	Cincinnati, OH	$22.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Merchants Bank	Muncie, IN	$21.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
FirstBank Puerto Rico	Santurce, PR	$19.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Mechanics Bank	Walnut Creek, CA	$21.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Seacoast National Bank	Stuart, FL	$21.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Stifel Bank and Trust	Saint Louis, MO	$19.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Central Trust Bank	Jefferson City, MO	$20.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Trustmark Bank	Jackson, MS	$19.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wilmington Savings Fund Society, FSB	Wilmington, DE	$22.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2.50 (24%) below the median of similar-sized banks.

Compared at $8, the middle of its five prices, against a peer median of $10.50 among 14 publishing peers.

Its five checking prices are $0, $3.25, $8, $15 and $25.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Bank of Hawaii: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Bank of Hawaii (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $8.2M
vs prior quarter: −$71K−0.9%; from Q1 2026
vs a year earlier: +$103K+1.3%; from Q2 2025
vs start of range: +$139K+1.7%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Bank of Hawaii (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$8.2M	−$71K	−0.9%
Q1 2026	$8.3M	−$327K	−3.8%
Q4 2025	$8.6M	+$154K	+1.8%
Q3 2025	$8.4M	+$347K	+4.3%
Q2 2025	$8.1M	−$50K	−0.6%
Q1 2025	$8.1M	−$473K	−5.5%
Q4 2024	$8.6M	+$559K	+6.9%
Q3 2024	$8.1M	+$264K	+3.4%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Bank of Hawaii’s own schedules, with a source for each figure.

Account Maintenance

Bankohana Checking Account Monthly service fee$25
per month
Monthly Maintenance$15
per month
Monthly service fee$3.25
per month
Monthly service feeNo charge
per month
Personal Money Management Checking Monthly service fee$8
per month
Early Account Closure$40
Early closing fee$70
Early Closing Fee$40
one time
Variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P$40
Not compared: Annual charge, not per item
per year
Abandoned Account Fee$45
per item
Inactive FeeNo charge
per month
Advantage and Bankohana – Level III: i. Fax or Email Set Up$25
Research FeeNo charge
Returned Statement FeeNo charge

Overdraft & NSF

Non-Sufficient Funds Item Paid/$30
per item
Non-Sufficient Funds Item Paid/Overdraft Fee$30
per item
Overdraft Item FeeNo charge
Non-Sufficient Funds Item Returned$30
per item
Non-Sufficient Funds Item Returned/$30
per item
Non-Sufficient Funds Item Returned/Returned Item Fee$30
per item
Overdraft Protection from savingsNo charge

ATM & Card

ATM$5
Other than a Bank of Hawaii ATM ++$3
per item
Other than a Bank of Hawaii ATM++$1
per item
Card Replacement Fee$20
per item
Rush Delivery of Card Replacement$40
per item
International POS3%of the transaction

Wire Transfers

Cash Advantage and: b. Incoming Wires$13
per item
Wire Transfer (Int'l In)$13
per item

Check Services

Cashier’s Check$12
per item
Stop Payment Order (checks/ACH)$35
Stop Payment Order Fee$35
per item
Temporary Checks$3
Copy of Cleared Check or Deposit SlipNo charge

Account Services

Garnishment$95
per item
Legal Process Fees | withdrawals, checks, clean | collection$95
per item
Tax Levy$50
per item
Other legal process$50
per item
Verification of Deposit/Confirmation/No charge

Other Fees

Copy of Statement(s)No charge
Document Reproduction$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Bankohana Checking Account Monthly service fee	$25	per month	None
Monthly Maintenance	$15	per month	None
Monthly service fee	$3.25	per month	None
Monthly service fee	No charge	per month	None
Personal Money Management Checking Monthly service fee	$8	per month	None
Early Account Closure	$40	Not stated	None
Early closing fee	$70	Not stated	None
Early Closing Fee	$40	one time	None
Variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P	$40Not compared: Annual charge, not per item	per year	None
Abandoned Account Fee	$45	per item	None
Inactive Fee	No charge	per month	None
Advantage and Bankohana – Level III: i. Fax or Email Set Up	$25	Not stated	None
Research Fee	No charge	Not stated	None
Returned Statement Fee	No charge	Not stated	None
Overdraft & NSF
Non-Sufficient Funds Item Paid/	$30	per item	None
Non-Sufficient Funds Item Paid/Overdraft Fee	$30	per item	None
Overdraft Item Fee	No charge	Not stated	None
Non-Sufficient Funds Item Returned	$30	per item	None
Non-Sufficient Funds Item Returned/	$30	per item	None
Non-Sufficient Funds Item Returned/Returned Item Fee	$30	per item	None
Overdraft Protection from savings	No charge	Not stated	None
ATM & Card
ATM	$5	Not stated	None
Other than a Bank of Hawaii ATM ++	$3	per item	None
Other than a Bank of Hawaii ATM++	$1	per item	None
Card Replacement Fee	$20	per item	None
Rush Delivery of Card Replacement	$40	per item	None
International POS	3%of the transaction	Not stated	None
Wire Transfers
Cash Advantage and: b. Incoming Wires	$13	per item	None
Wire Transfer (Int'l In)	$13	per item	None
Check Services
Cashier’s Check	$12	per item	None
Stop Payment Order (checks/ACH)	$35	Not stated	None
Stop Payment Order Fee	$35	per item	None
Temporary Checks	$3	Not stated	None
Copy of Cleared Check or Deposit Slip	No charge	Not stated	None
Account Services
Garnishment	$95	per item	None
Legal Process Fees \| withdrawals, checks, clean \| collection	$95	per item	None
Tax Levy	$50	per item	None
Other legal process	$50	per item	None
Verification of Deposit/Confirmation/	No charge	Not stated	None
Other Fees
Copy of Statement(s)	No charge	Not stated	None
Document Reproduction	$3	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Bank of Hawaii operates, and what regulators and customers have on file.

Market position

In Urban Honolulu, HI, Bank of Hawaii holds 32% of bank deposits, #2 of 13, with 25 offices.

Compare fees with the 28 Urban Honolulu, HI banks and credit unions in its home-metro peer set →

Offices in the metro

238 offices of 38 institutions shown.

Bank of HawaiiOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Urban Honolulu, HI metro (FDIC metro code 46520), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 7 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1First Hawaiian Bank32.6%
2Bank of Hawaii32.0%
3American Savings Bank, National Association14.6%
4Central Pacific Bank12.2%
5Bank of Hope3.2%
6Hawaii National Bank1.5%
7Finance Factors, Ltd.1.0%
8Mechanics Bank0.8%

8 of 13 institutions shown. $46.0B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Urban Honolulu, HI metro (FDIC metro code 46520)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 32% share, 25 offices, #2 of 13

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Urban Honolulu, HI metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

99 offices of 27 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Consumer complaints

50 complaints to the CFPB so far in 2026

Checking or savings account
Bank account or service
Mortgage
Debt collection
Other

Top issues, 2026 to date

Managing an account	19
Problem caused by your funds being low	6
Repossession	4
Problem with a company's investigation into an existing problem	3
Attempts to collect debt not owed	3
Closing an account	2

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Holding company

BANK OF HAWAII CORP (NYSE: BOH)

Consolidated assets

$23.8B

Shareholders' equity

$1.8B

As of

2026Q3

Net income by quarter

Recent SEC filings

10-Q10-Q2026-10-26View
8-K8-K2026-10-26View
10-Q10-Q2026-07-28View
8-K8-K2026-07-27View
8-K8-K2026-04-28View
10-Q10-Q2026-04-27View
8-K8-K2026-04-20View
DEF 14ADEF 14A2026-03-13View
10-K10-K2026-02-24View
8-K8-K2026-02-24View
8-K8-K2026-02-03View
8-K8-K2026-01-26View

Source: SEC EDGAR filings and XBRL financial data, CIK 46195. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

Get an email when Bank of Hawaii's wire transfer changes in our data

We check once a day and send one email covering every change.