Compared with Hawaii
12 of 20
compared fees are above the median.
6 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
78th percentile; peer median 2.9%
FDIC call report data · Jun 30, 2026
Fees above the Hawaii median
of 20 compared; 6 below, 2 about the same
See the feesFee schedule read Nov 1, 2026
Call-report figures are for Bank of Hawaii at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCFD2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 95 banks with $10B to $50B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the Hawaii median | Published fees above the Hawaii median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Bank of Hawaii's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 4.1% of revenue, above the 2.9% median of 95 banks with $10B to $50B in assets (78th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $8.2M in Q2 2026, 1.3% above the same quarter a year earlier ($8.1M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
12 of 20 compared published fees sit above the Hawaii median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Hawaii medians for fees published by banks and credit unions.
Non-Network ATM
Compared at $3, the middle of its prices
Monthly Maintenance
Compared at $8, the middle of its prices
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income fell 2.9% from Q3 2025 to Q2 2026, to $8.2M. Its share of revenue, 4.1%, is above the 2.9% median for banks with $10B to $50B in assets.
$8.2M
Bank of HawaiiMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 95 banks with $10B to $50B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $0 to $30; we compare the highest. Non-network ATM: Listed at $1 to $5; we compare the midpoint. Monthly maintenance: Listed at $0 to $25; we compare the midpoint.
Bank of Hawaii · $23.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank of Hawaii(this institution) | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Bank | New York, NY | $19.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Business Bank, National Association | Ontario, CA | $21.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Customers Bank | Malvern, PA | $26.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Interstate Bank | Billings, MT | $25.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Merchants Bank | Muncie, IN | $21.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FirstBank Puerto Rico | Santurce, PR | $19.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mechanics Bank | Walnut Creek, CA | $21.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Provident Bank | Jersey City, NJ | $25.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Renasant Bank | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seacoast National Bank | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stifel Bank and Trust | Saint Louis, MO | $19.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Central Trust Bank | Jefferson City, MO | $20.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Trustmark Bank | Jackson, MS | $19.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8, the middle of its five prices, against a peer median of $10.50 among 14 publishing peers.
Its five checking prices are $0, $3.25, $8, $15 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Bank of Hawaii (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $8.2M | −$71K | −0.9% |
| Q1 2026 | $8.3M | −$327K | −3.8% |
| Q4 2025 | $8.6M | +$154K | +1.8% |
| Q3 2025 | $8.4M | +$347K | +4.3% |
| Q2 2025 | $8.1M | −$50K | −0.6% |
| Q1 2025 | $8.1M | −$473K | −5.5% |
| Q4 2024 | $8.6M | +$559K | +6.9% |
| Q3 2024 | $8.1M | +$264K | +3.4% |
Financial cohort: 111 banks with $10B to $50B in assets filing for Q2 2026; 95 reported a share above 0% and are counted, Bank of Hawaii left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Bank of Hawaii by share.
Amounts from Bank of Hawaii’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
one time
per year
per month
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
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per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bankohana Checking Account Monthly service fee | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly Maintenance | $15Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly service fee | $3.25Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Personal Money Management Checking Monthly service fee | $8Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early Account Closure | $40Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Early closing fee | $70Above the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Early Closing Fee | $40Above the U.S. middle 50% ($10 to $25 nationally) | one time | None |
| Variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P | $40Not compared: Annual charge, not per item | per year | None |
| Inactive Fee | No chargeBelow the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Advantage and Bankohana – Level III: i. Fax or Email Set Up | $25Inside the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Research Fee | No chargeBelow the U.S. middle 50% ($6 to $25 nationally) | Not stated | None |
| Returned Statement Fee | No chargeBelow the U.S. middle 50% ($5 to $7.50 nationally) | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds Item Paid/ | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Non-Sufficient Funds Item Paid/Overdraft Fee | $30Inside the U.S. middle 50% ($25 to $33 nationally) | per item | None |
| Overdraft Item Fee | No chargeBelow the U.S. middle 50% ($25 to $33 nationally) | Not stated | None |
| Non-Sufficient Funds Item Returned | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Non-Sufficient Funds Item Returned/ | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Non-Sufficient Funds Item Returned/Returned Item Fee | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Overdraft Protection from savings | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
ATM & Card | |||
| ATM | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Other than a Bank of Hawaii ATM ++ | $3Above the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Other than a Bank of Hawaii ATM++ | $1Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Card Replacement Fee | $20Above the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| Rush Delivery of Card Replacement | $40Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
| International POS | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Cash Advantage and: b. Incoming Wires | $13Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
| Wire Transfer (Int'l In) | $13Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
Check Services | |||
| Cashier’s Check | $12Above the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Stop Payment Order (checks/ACH) | $35Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop Payment Order Fee | $35Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Temporary Checks | $3Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Copy of Cleared Check or Deposit Slip | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Account Services | |||
| Garnishment | $95Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Legal Process Fees | withdrawals, checks, clean | collection | $95Above the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Tax Levy | $50Inside the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Other legal process | $50Inside the U.S. middle 50% ($50 to $150 nationally) | per item | None |
| Verification of Deposit/Confirmation/ | No chargeBelow the U.S. middle 50% ($5 to $15 nationally) | Not stated | None |
Other Fees | |||
| Copy of Statement(s) | No chargeBelow the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Document Reproduction | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Bank of Hawaii operates, and what regulators and customers have on file.
Branch footprint
52 offices in 4 states, $21.0B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 25 | $14.7B | |
| Outside a metro area | 17 | $4.1B |
| 10 | $2.2B |
Urban Honolulu, HI
32% of bank deposits, #2 of 13, down 0.7 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First Hawaiian Bank | 32.6% |
| American Savings Bank, National Association | 14.6% |
| Central Pacific Bank | 12.2% |
| Bank of Hope | 3.2% |
| Hawaii National Bank | 1.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Urban Honolulu, HI, Bank of Hawaii holds 32% of bank deposits, #2 of 13, with 25 offices.
238 offices of 38 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 13 institutions shown. $46.0B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 32% share, 25 offices, #2 of 13
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
99 offices of 27 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
50 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Managing an account | 19 |
| Problem caused by your funds being low | 6 |
| Repossession | 4 |
| Problem with a company's investigation into an existing problem | 3 |
| Attempts to collect debt not owed | 3 |
| Closing an account | 2 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
1 past action
Past
Federal Reserve · Order
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
BANK OF HAWAII CORP (NYSE: BOH)
Consolidated assets
$23.8B
Shareholders' equity
$1.8B
As of
2026Q3
Net income by quarter
Source: SEC EDGAR filings and XBRL financial data, CIK 46195. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.