21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8, the middle of its prices
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Bank of Hawaii · $23.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank of Hawaii(this institution) | Honolulu, HI | $23.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Ameriprise Bank, FSB | Minneapolis, MN | $25.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ameris Bank | Atlanta, GA | $28.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Apple Bank | New York, NY | $19.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Arvest Bank | Fayetteville, AR | $28.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Beacon Bank and Trust | Brookline, MA | $22.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Centennial Bank | Conway, AR | $24.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Business Bank, National Association | Ontario, CA | $21.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Customers Bank | Malvern, PA | $26.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Financial Bank | Cincinnati, OH | $22.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Hawaiian Bank | Honolulu, HI | $23.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Interstate Bank | Billings, MT | $25.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Merchants Bank | Muncie, IN | $21.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| FirstBank Puerto Rico | Santurce, PR | $19.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Mechanics Bank | Walnut Creek, CA | $21.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| OceanFirst Bank, National Association | Toms River, NJ | $23.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Provident Bank | Jersey City, NJ | $25.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Renasant Bank | Tupelo, MS | $27B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seacoast National Bank | Stuart, FL | $21.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Simmons Bank | Pine Bluff, AR | $24.7B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Stifel Bank and Trust | Saint Louis, MO | $19.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The Central Trust Bank | Jefferson City, MO | $20.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Trustmark Bank | Jackson, MS | $19.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| WaFd Bank | Seattle, WA | $27.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| WesBanco Bank, Inc. | Wheeling, WV | $27.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Wilmington Savings Fund Society, FSB | Wilmington, DE | $22.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $8, the middle of its five prices, against a peer median of $10.50 among 14 publishing peers.
Its five checking prices are $0, $3.25, $8, $15 and $25.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Bank of Hawaii’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
one time
per year
per item
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bankohana Checking Account Monthly service fee | $25 | per month | None |
| Monthly Maintenance | $15 | per month | None |
| Monthly service fee | $3.25 | per month | None |
| Monthly service fee | No charge | per month | None |
| Personal Money Management Checking Monthly service fee | $8 | per month | None |
| Early Account Closure | $40 | Not stated | None |
| Early closing fee | $70 | Not stated | None |
| Early Closing Fee | $40 | one time | None |
| Variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P | $40Not compared: Annual charge, not per item | per year | None |
| Abandoned Account Fee | $45 | per item | None |
| Inactive Fee | No charge | per month | None |
| Advantage and Bankohana – Level III: i. Fax or Email Set Up | $25 | Not stated | None |
| Research Fee | No charge | Not stated | None |
| Returned Statement Fee | No charge | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds Item Paid/ | $30 | per item | None |
| Non-Sufficient Funds Item Paid/Overdraft Fee | $30 | per item | None |
| Overdraft Item Fee | No charge | Not stated | None |
| Non-Sufficient Funds Item Returned | $30 | per item | None |
| Non-Sufficient Funds Item Returned/ | $30 | per item | None |
| Non-Sufficient Funds Item Returned/Returned Item Fee | $30 | per item | None |
| Overdraft Protection from savings | No charge | Not stated | None |
ATM & Card | |||
| ATM | $5 | Not stated | None |
| Other than a Bank of Hawaii ATM ++ | $3 | per item | None |
| Other than a Bank of Hawaii ATM++ | $1 | per item | None |
| Card Replacement Fee | $20 | per item | None |
| Rush Delivery of Card Replacement | $40 | per item | None |
| International POS | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Cash Advantage and: b. Incoming Wires | $13 | per item | None |
| Wire Transfer (Int'l In) | $13 | per item | None |
Check Services | |||
| Cashier’s Check | $12 | per item | None |
| Stop Payment Order (checks/ACH) | $35 | Not stated | None |
| Stop Payment Order Fee | $35 | per item | None |
| Temporary Checks | $3 | Not stated | None |
| Copy of Cleared Check or Deposit Slip | No charge | Not stated | None |
Account Services | |||
| Garnishment | $95 | per item | None |
| Legal Process Fees | withdrawals, checks, clean | collection | $95 | per item | None |
| Tax Levy | $50 | per item | None |
| Other legal process | $50 | per item | None |
| Verification of Deposit/Confirmation/ | No charge | Not stated | None |
Other Fees | |||
| Copy of Statement(s) | No charge | Not stated | None |
| Document Reproduction | $3 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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