21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $8, the middle of its prices
Overdraft (OD)
Compared at $30, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Hawaii, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Bank of Hawaii’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
one time
per year
per item
per month
per item
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Bankohana Checking Account Monthly service fee | $25 | per month | None |
| Monthly Maintenance | $15 | per month | None |
| Monthly service fee | $3.25 | per month | None |
| Monthly service fee | No charge | per month | None |
| Personal Money Management Checking Monthly service fee | $8 | per month | None |
| Early Account Closure | $40 | Not stated | None |
| Early closing fee | $70 | Not stated | None |
| Early Closing Fee | $40 | one time | None |
| Variable Annual Percentage Yields (APYs) are as of 8/4/2026 for State of Hawaii and 8/5/2026 for Saipan, Guam, and P | $40Not compared: Annual charge, not per item | per year | None |
| Abandoned Account Fee | $45 | per item | None |
| Inactive Fee | No charge | per month | None |
| Advantage and Bankohana – Level III: i. Fax or Email Set Up | $25 | Not stated | None |
| Research Fee | No charge | Not stated | None |
| Returned Statement Fee | No charge | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds Item Paid/ | $30 | per item | None |
| Non-Sufficient Funds Item Paid/Overdraft Fee | $30 | per item | None |
| Overdraft Item Fee | No charge | Not stated | None |
| Non-Sufficient Funds Item Returned | $30 | per item | None |
| Non-Sufficient Funds Item Returned/ | $30 | per item | None |
| Non-Sufficient Funds Item Returned/Returned Item Fee | $30 | per item | None |
| Overdraft Protection from savings | No charge | Not stated | None |
ATM & Card | |||
| ATM | $5 | Not stated | None |
| Other than a Bank of Hawaii ATM ++ | $3 | per item | None |
| Other than a Bank of Hawaii ATM++ | $1 | per item | None |
| Card Replacement Fee | $20 | per item | None |
| Rush Delivery of Card Replacement | $40 | per item | None |
| International POS | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Cash Advantage and: b. Incoming Wires | $13 | per item | None |
| Wire Transfer (Int'l In) | $13 | per item | None |
Check Services | |||
| Cashier’s Check | $12 | per item | None |
| Stop Payment Order (checks/ACH) | $35 | Not stated | None |
| Stop Payment Order Fee | $35 | per item | None |
| Temporary Checks | $3 | Not stated | None |
| Copy of Cleared Check or Deposit Slip | No charge | Not stated | None |
Account Services | |||
| Garnishment | $95 | per item | None |
| Legal Process Fees | withdrawals, checks, clean | collection | $95 | per item | None |
| Tax Levy | $50 | per item | None |
| Other legal process | $50 | per item | None |
| Verification of Deposit/Confirmation/ | No charge | Not stated | None |
Other Fees | |||
| Copy of Statement(s) | No charge | Not stated | None |
| Document Reproduction | $3 | per item | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.