Somerset Regal Bank

Headquarters: Bound Brook, New Jersey
Charter: Bank
Assets: $1.2B
Fed district: New York

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Compared at $24.50, the middle of its prices
Somerset Regal Bank: $15 to $34
Somerset Regal Bank: $15 to $34
U.S. median: no median
Wire Transfer (Domestic Out)
Somerset Regal Bank: $25
Somerset Regal Bank: $25
U.S. median: no median
Stop Payment
Somerset Regal Bank: $25
Somerset Regal Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Somerset Regal Bank’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account Charge, per month$6
per month
Research Fee, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee, per hour | $25.00
Statement Reconciliation Assistance, per hour$25
Not compared: Charged per hour; comparison unavailable
per hour · Statement Reconciliation Assistance, per hour | $25.00

Overdraft & NSF

Charge to Return Check for NSF, per item$34
per item
Overdraft/NSF Charge, per item if the amount of the individual item is $35.00 or less$15
per item

ATM & Card

Lost Debit Card Fee$5

Wire Transfers

Outgoing Wire Transfer Fee, per domestic wire$25

Check Services

Bank Check Fee, per check$6
per item
Money Order Stop Payment$25
per item
Stop Payment Charge, per item$25
per item
Collection Fee (for incoming collection of a Somerset Regal Bank Account)$25
Copy of Check Paid Fee, per check$5
per item
Copy of Paid Bank Check, per item$5
per item
Copy of Paid Money Order, per item$5
per item

Cash & Deposit

Deposited Items Returned fee, per item$12
per item

Account Services

Lost Safe Deposit Key Fee, 1 key$5
Not compared: Box drilling or key fee
Lost Safe Deposit Key Fee, 2 keys$80
Not compared: Box drilling or key fee
Charge for Legal Process$60

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Copy of a 1099 Form Fee, per form$6
Interim Statement fee$5
Photocopy of Monthly Statement fee, per statement$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account Charge, per month	$6	per month	None
Research Fee, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	Research Fee, per hour \| $25.00
Statement Reconciliation Assistance, per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	Statement Reconciliation Assistance, per hour \| $25.00
Overdraft & NSF
Charge to Return Check for NSF, per item	$34	per item	None
Overdraft/NSF Charge, per item if the amount of the individual item is $35.00 or less	$15	per item	None
ATM & Card
Lost Debit Card Fee	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fee, per domestic wire	$25	Not stated	None
Check Services
Bank Check Fee, per check	$6	per item	None
Money Order Stop Payment	$25	per item	None
Stop Payment Charge, per item	$25	per item	None
Collection Fee (for incoming collection of a Somerset Regal Bank Account)	$25	Not stated	None
Copy of Check Paid Fee, per check	$5	per item	None
Copy of Paid Bank Check, per item	$5	per item	None
Copy of Paid Money Order, per item	$5	per item	None
Cash & Deposit
Deposited Items Returned fee, per item	$12	per item	None
Account Services
Lost Safe Deposit Key Fee, 1 key	$5Not compared: Box drilling or key fee	Not stated	None
Lost Safe Deposit Key Fee, 2 keys	$80Not compared: Box drilling or key fee	Not stated	None
Charge for Legal Process	$60	Not stated	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Copy of a 1099 Form Fee, per form	$6	Not stated	None
Interim Statement fee	$5	Not stated	None
Photocopy of Monthly Statement fee, per statement	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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