Provident Bank

Headquarters: Jersey City, New Jersey
Charter: Bank
Assets: $25.7B
Fed district: New York

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Provident Bank: $35
Provident Bank: $35
U.S. median: no median
Minimum Balance
Provident Bank: $3
Provident Bank: $3
U.S. median: no median
Debit Card Replacement
Provident Bank: $5
Provident Bank: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Provident Bank’s own schedules, with a source for each figure.

Account Maintenance

Minimum Balance Penalty Fee$3
Service Charge for Early Account Closure-8$15
Account Reconciliation/Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Statement$10

Overdraft & NSF

Overdraft fee$35
per item

ATM & Card

Replacement of Lost or Stolen ATM/Debit Card$5

Check Services

Counter Check (4 checks)$5
Copy of Paid Check (front and back)$15

Cash & Deposit

Re-deposit Returned Item$5

Account Services

Drilling$250
Not compared: Box drilling or key fee
Key Replacement (per key)$25
Not compared: Box drilling or key fee
per item
Levies$150
Civil Subpoena$100
Account Balance Verification$20

Lending Fees

Late Payment (10 days grace period)$10

Other Fees

Copy of 1099 and Other Tax Documents$10
Copy of Deposit/Withdrawal Ticket or Deposited Item$10
per item
Copy of Periodic Account Statement$15

Fee	Amount	Basis	Note
Account Maintenance
Minimum Balance Penalty Fee	$3	Not stated	None
Service Charge for Early Account Closure-8	$15	Not stated	None
Account Reconciliation/Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Statement	$10	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
ATM & Card
Replacement of Lost or Stolen ATM/Debit Card	$5	Not stated	None
Check Services
Counter Check (4 checks)	$5	Not stated	None
Copy of Paid Check (front and back)	$15	Not stated	None
Cash & Deposit
Re-deposit Returned Item	$5	Not stated	None
Account Services
Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Key Replacement (per key)	$25Not compared: Box drilling or key fee	per item	None
Levies	$150	Not stated	None
Civil Subpoena	$100	Not stated	None
Account Balance Verification	$20	Not stated	None
Lending Fees
Late Payment (10 days grace period)	$10	Not stated	None
Other Fees
Copy of 1099 and Other Tax Documents	$10	Not stated	None
Copy of Deposit/Withdrawal Ticket or Deposited Item	$10	per item	None
Copy of Periodic Account Statement	$15	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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