Latah Federal Credit Union

Headquarters: Moscow, Idaho
Charter: Credit Union
Assets: $170.4M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Latah Federal Credit Union: $10
Latah Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Latah Federal Credit Union: $25
Latah Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Latah Federal Credit Union: $25
Latah Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Idaho: Banks and credit unions headquartered in Idaho that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Latah Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (audience not stated, treated as personal)$10
per month
Inactive/Dormant Account Fee (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter
Inactivity Fee (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter
Research or Reconciliation (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour · Research or Reconciliation | $25.00/hour
Research or Reconciliation (audience not stated, treated as personal)$20
Not compared: Charged per hour; comparison unavailable
per hour · Research or Reconciliation | $20.00 per hour
Returned Statement (audience not stated, treated as personal)$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Paid Non-Sufficient Funds (audience not stated, treated as personal)$25
Non-Sufficient Funds (audience not stated, treated as personal)$25
per item

ATM & Card

Debit Card Replacement (audience not stated, treated as personal)$5
per item
Visa International Service Assessment (ISA) Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire – Outgoing Domestic (audience not stated, treated as personal)$25
per item
Wire – Outgoing Foreign (audience not stated, treated as personal)$45
per item
Wire – Outgoing International (audience not stated, treated as personal)$45
per item

Check Services

Cashier's Check (audience not stated, treated as personal)$2
per item
Money Order (audience not stated, treated as personal)$2
per item
Stop Payment (audience not stated, treated as personal)$20
per item
Counter Checks (audience not stated, treated as personal)$1

Cash & Deposit

Returned Deposit (From members own account) (audience not stated, treated as personal)$25
per item
Returned Deposit Fee (audience not stated, treated as personal)$10
per item

Retirement & IRA

IRA Annual Fee (audience not stated, treated as personal)$16
per year
IRA annual maintenance fee$9
per year
IRA annual maintenance fee$10
per year
IRA closing fee$5
one time
IRA Closing Fee (audience not stated, treated as personal)$5
IRA External Transfer Fee (audience not stated, treated as personal)$25

Gift & Prepaid Cards

Gift Card Fee (audience not stated, treated as personal)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (audience not stated, treated as personal)	$10	per month	None
Inactive/Dormant Account Fee (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Inactivity Fee (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Research or Reconciliation (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	Research or Reconciliation \| $25.00/hour
Research or Reconciliation (audience not stated, treated as personal)	$20Not compared: Charged per hour; comparison unavailable	per hour	Research or Reconciliation \| $20.00 per hour
Returned Statement (audience not stated, treated as personal)	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Paid Non-Sufficient Funds (audience not stated, treated as personal)	$25	Not stated	None
Non-Sufficient Funds (audience not stated, treated as personal)	$25	per item	None
ATM & Card
Debit Card Replacement (audience not stated, treated as personal)	$5	per item	None
Visa International Service Assessment (ISA) Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire – Outgoing Domestic (audience not stated, treated as personal)	$25	per item	None
Wire – Outgoing Foreign (audience not stated, treated as personal)	$45	per item	None
Wire – Outgoing International (audience not stated, treated as personal)	$45	per item	None
Check Services
Cashier's Check (audience not stated, treated as personal)	$2	per item	None
Money Order (audience not stated, treated as personal)	$2	per item	None
Stop Payment (audience not stated, treated as personal)	$20	per item	None
Counter Checks (audience not stated, treated as personal)	$1	Not stated	None
Cash & Deposit
Returned Deposit (From members own account) (audience not stated, treated as personal)	$25	per item	None
Returned Deposit Fee (audience not stated, treated as personal)	$10	per item	None
Retirement & IRA
IRA Annual Fee (audience not stated, treated as personal)	$16	per year	None
IRA annual maintenance fee	$9	per year	None
IRA annual maintenance fee	$10	per year	None
IRA closing fee	$5	one time	None
IRA Closing Fee (audience not stated, treated as personal)	$5	Not stated	None
IRA External Transfer Fee (audience not stated, treated as personal)	$25	Not stated	None
Gift & Prepaid Cards
Gift Card Fee (audience not stated, treated as personal)	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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