Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Cardinal Credit Union, Inc.

Mentor, OhioCredit UnionCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Nonsufficient funds fee of$30Within the typical range ($25–$32 nationally)

Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=nsf; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="- Nonsufficient funds fee of $30.00 per submission/resubmission of an item." · Source

ATM & CardVerified

Replacement card fee of$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=card_replacement; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="- Replacement card fee of $10.00 per card." · Source

Check ServicesVerified

There is no check cashing feefor members with aggregatedeposit balance of$500Above the typical range ($5–$10 nationally)
$495 above the national median
Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=check_cashing; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="There is no check cashing feefor members with aggregatedeposit balance of $500, Loanbalance greater than $1,000 orunder age 26" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Nonsufficient funds fee of	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=nsf; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="- Nonsufficient funds fee of $30.00 per submission/resubmission of an item."	Source
ATM & CardVerified
Replacement card fee of	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=card_replacement; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="- Replacement card fee of $10.00 per card."	Source
Check ServicesVerified
There is no check cashing feefor members with aggregatedeposit balance of	$500Above the typical range ($5–$10 nationally)	$495 above the national median	—	Knox deterministic extraction from Rosetta artifact #3095. canonical_hint=check_cashing; text_hash=b41af29ab9ba99bd6ec664442b0a2b65ae7a3ea553c16e7998f7389e6ed40356; excerpt="There is no check cashing feefor members with aggregatedeposit balance of $500, Loanbalance greater than $1,000 orunder age 26"	Source

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Verified fees

Under review

Assets

$365.7M

Status: Verified

3 verified fees so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$365.7M

Total deposits

$325.6M

Service charge income (year to date)

$1.3M

Fee income ratio

11.3%

Return on assets

0.32%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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