20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Can be waived with a balance of $1,000 or more.
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Idaho, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Potlatch No. 1 Financial Federal Credit Union’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 2 Prime Debit has a monthly fee | $2.99 | per month | waived with eStatements |
| Inactive Account | $5 | Not stated | None |
| Research Fee | $15Not compared: Charged per hour; comparison unavailable | per hour | Research Fee | $15.00/hour |
| Returned Mail | $5 | Not stated | None |
Overdraft & NSF | |||
| Courtesy Pay Fee (Item Paid) | $25 | Not stated | None |
| Overdraft Fee (Item Paid) | $25 | Not stated | None |
| NSF Fee (Item Returned) | $25 | Not stated | None |
| Shared Branching Returned Item Fee | $25 | Not stated | None |
| Automatic overdraft transfers from any account to your checking account | $2 | Not stated | None |
ATM & Card | |||
| Non P1FCU ATM Fee | $1 | Not stated | None |
| Debit Card Replacement | $5 | Not stated | None |
| Card Rush Order Fee | $25 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer | $20 | Not stated | None |
| Incoming Wire Transfer | $10 | Not stated | None |
| International Wire Transfer | $50 | Not stated | None |
Check Services | |||
| Official Check | $4 | Not stated | None |
| Money Order | $1 | Not stated | None |
| Stop payment order | $20 | Not stated | None |
| Counter Checks | $1 | Not stated | None |
| Copies of checks | $2 | Not stated | None |
Account Services | |||
| Garnishment | $25 | Not stated | None |
Other Fees | |||
| Fax Service/send or receive | $1Not compared: Charged per page; comparison unavailable | per page | Fax Service/send or receive | $1.00 per page |
| Statement Copy | $2 | Not stated | None |
| Loan Extension | $25 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.