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Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Potlatch No. 1 Financial Federal Credit Union

Lewiston, IdahoCredit UnionSan Francisco Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

2 An account is considered inactive once a member has not engaged in any transactions or correspondences with P1FCU for$100Above the typical range ($5–$52.50 nationally)

Knox deterministic extraction from Rosetta artifact #130. canonical_hint=dormant_account; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="2 An account is considered inactive once a member has not engaged in any transactions or correspondences with P1FCU for a duration of 365 consecutive days and possesses an aggregat" · Source

5 Good$ense Checking has a monthly membership fee of$4.99

$12.51 below the national median

Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of$250

$232.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #130. canonical_hint=monthly_maintenance; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of 20 posted debit card transactions on your Ascend Checking ac" · Source

The three-monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum$250

$232.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #130. canonical_hint=monthly_maintenance; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="The three-monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum of 20 posted debit card transactions per month (ATM transac" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
2 An account is considered inactive once a member has not engaged in any transactions or correspondences with P1FCU for	$100Above the typical range ($5–$52.50 nationally)	$90 above the national median	—	Knox deterministic extraction from Rosetta artifact #130. canonical_hint=dormant_account; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="2 An account is considered inactive once a member has not engaged in any transactions or correspondences with P1FCU for a duration of 365 consecutive days and possesses an aggregat"	Source
5 Good$ense Checking has a monthly membership fee of	$4.99Below the typical range ($5–$200 nationally)	$12.51 below the national median	per month	Knox deterministic extraction from Rosetta artifact #130. canonical_hint=monthly_maintenance; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="5 Good$ense Checking has a monthly membership fee of $4.99"	Source
Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of	$250Above the typical range ($5–$200 nationally)	$232.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #130. canonical_hint=monthly_maintenance; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="Qualifiers to earn interest on Ascend Checking must be enrolled in eStatements with a valid email and have a minimum of 20 posted debit card transactions on your Ascend Checking ac"	Source
The three-monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum	$250Above the typical range ($5–$200 nationally)	$232.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #130. canonical_hint=monthly_maintenance; text_hash=8aff6b6747e93324b6093ebf2f136be00db86654a086c2396aca02178571c255; excerpt="The three-monthly dividend qualifications for the Ascend Checking account are: 1) Enrollment in eStatements 2) A minimum of 20 posted debit card transactions per month (ATM transac"	Source

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Verified fees

Under review

Assets

$2.2B

Status: Verified

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.2B

Total deposits

$1.8B

Service charge income (year to date)

$4.7M

Fee income ratio

6.5%

Return on assets

0.76%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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