Oregonians Federal Credit Union

Headquarters: Milwaukie, Oregon
Charter: Credit Union
Assets: $339.2M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Oregonians Federal Credit Union: $20
Oregonians Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Oregonians Federal Credit Union: $20
Oregonians Federal Credit Union: $20
U.S. median: no median
Non-Network ATM
Oregonians Federal Credit Union: $2
Oregonians Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oregonians Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
per month
Paper Statements (eStatements are free)$3
per month
Bad Address/Returned Mail$10
per month

Overdraft & NSF

NSF Item Paid$20
NSF Item Unpaid$20
Overdraft Transfers$10

ATM & Card

Check Orders Varies ATM Withdrawal$2
Card Replacement$10
International Transaction Fee1%of the transaction

Wire Transfers

Outgoing Wires (Domestic Only)$20
Incoming Wires$10
per item

Check Services

Stop Payment$25
Temporary Checks$5
per item
Check Copies & Temporary Checks$5

Cash & Deposit

Coin Machine (Non-Members)5%
Coin Machine (Non-Members) 5% Levy, Garnishment, Attachment & Legal Action$50
Returned Item$15

Account Services

Coin Machine (Non-Members) 5% Levy, Garnishment, Attachment & Legal Action$50

Retirement & IRA

IRA Maintenance Fee$5
Not compared: Monthly charge, not annual
per month
IRA Transfer, Rollover or Closure$50

Other Fees

Loan Payment via Debit Card$7

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Paper Statements (eStatements are free)	$3	per month	None
Bad Address/Returned Mail	$10	per month	None
Overdraft & NSF
NSF Item Paid	$20	Not stated	None
NSF Item Unpaid	$20	Not stated	None
Overdraft Transfers	$10	Not stated	None
ATM & Card
Check Orders Varies ATM Withdrawal	$2	Not stated	None
Card Replacement	$10	Not stated	None
International Transaction Fee	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wires (Domestic Only)	$20	Not stated	None
Incoming Wires	$10	per item	None
Check Services
Stop Payment	$25	Not stated	None
Temporary Checks	$5	per item	None
Check Copies & Temporary Checks	$5	Not stated	None
Cash & Deposit
Coin Machine (Non-Members)	5%	Not stated	None
Coin Machine (Non-Members) 5% Levy, Garnishment, Attachment & Legal Action	$50	Not stated	None
Returned Item	$15	Not stated	None
Account Services
Coin Machine (Non-Members) 5% Levy, Garnishment, Attachment & Legal Action	$50	Not stated	None
Retirement & IRA
IRA Maintenance Fee	$5Not compared: Monthly charge, not annual	per month	None
IRA Transfer, Rollover or Closure	$50	Not stated	None
Other Fees
Loan Payment via Debit Card	$7	Not stated	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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