Under review

A fee schedule is on record for this institution and is being reviewed. Fees will appear here once review is complete.

Community credit union, $1B to $10B

Magnifi Financial Federal Credit Union

Melrose, MinnesotaCredit UnionMinneapolis Fed districtFees collected Oct 7, 2026Financials Q2 2026

Website Published fee schedule

Under review

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Published fees

Published fees power benchmarks; fees under review do not.

Account MaintenanceUnder review

High-Yield Checking monthly fee$10
per month · Source
Monthly fee

Other feesUnder review

1. per item fee for checks cleared in excess of stated$0.10
per item · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="1. $0.10 per item fee for checks cleared in excess of stated" · Source
1. per item fee for checks cleared in excess of stated amount. For Relationship checking, this fee will not apply if you$0.10
per item · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="1. $0.10 per item fee for checks cleared in excess of stated amount. For Relationship checking, this fee will not apply if you maintain a $1,000.00 daily balance throughout the mon" · Source
3. A$5
per month · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="3. A $5 monthly fee will be charged for eChecking accounts that do not have a debit card or are not enrolled in eStatements through the Digital Services platform." · Source
Account requirements to avoid$5
per month · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="Account requirements to avoid $5/mo. service fee: debit card, active" · Source
amount. For Relationship checking, this fee will not apply if you maintain a$1,000
per day · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="amount. For Relationship checking, this fee will not apply if you maintain a $1,000.00 daily" · Source
Mobile Deposit$0
Knox read a free fee from Rosetta artifact #18261. canonical_hint=mobile_deposit; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="Mobile Deposit / Free" · Source
Monthly fee$10
per month · Knox deterministic extraction from Rosetta artifact #18261. canonical_hint=monthly_maintenance; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; calibrated_confidence=0.88; excerpt="Maintain $2,000 daily balance to avoid $10 monthly fee" · Source
Monthly fee$5
per month · Knox deterministic extraction from Rosetta artifact #18261. canonical_hint=monthly_maintenance; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; calibrated_confidence=0.88; excerpt="3. A $5 monthly fee will be charged for eChecking accounts that" · Source
Reduce fee$5
per year · Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="4. Reduce fee $5 annually if enrolled for auto" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceUnder review
High-Yield Checking monthly fee	$10	—	per month	—	Source
Monthly fee	$10	—	per month	—	Source
Monthly fee	$5	—	per month	—	Source
Monthly service charge	$5	—	per month	—	Source
Digital & ElectronicUnder review
Mobile Deposit	$0	—	—	—	Source
Other feesUnder review
1. per item fee for checks cleared in excess of stated	$0.10	—	per item	Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="1. $0.10 per item fee for checks cleared in excess of stated"	Source
1. per item fee for checks cleared in excess of stated amount. For Relationship checking, this fee will not apply if you	$0.10	—	per item	Knox held for review (unclassified) from Rosetta artifact #18261. canonical_hint=none; text_hash=c40d37bd5eb145a31cc45380905a8e344821daf3398158786a3ac345c0734b01; excerpt="1. $0.10 per item fee for checks cleared in excess of stated amount. For Relationship checking, this fee will not apply if you maintain a $1,000.00 daily balance throughout the mon"

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Headline fees published

0 of 15

Published fees

Under review

Assets

$2.8B

Status: Under review

No verified fees yet, so there is nothing to benchmark on this page.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.8B

Total deposits

$2.3B

Service charge income (year to date)

$5.8M

Fee income ratio

6.9%

Return on assets

0.61%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 67,762 published fee entries from 3,619 institutions

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