Kitsap Federal Credit Union

Headquarters: Bremerton, Washington
Charter: Credit Union
Assets: $2.5B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kitsap Federal Credit Union: $27
Kitsap Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Kitsap Federal Credit Union: $27
Kitsap Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Kitsap Federal Credit Union: $2
Kitsap Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kitsap Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account$9
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research $25.00 per hour (1 hour minimum)
Returned Mail$7
per month

Overdraft & NSF

Courtesy Pay$27
per item
NSF (non-sufficient funds)$27

ATM & Card

Non-KCU ATM Use$2
per item
Card Replacement First replacement each month free, then$8
per item
Card Replacement - Expedited$60
per item

Wire Transfers

Wire Transfer Fee - Outgoing Domestic$25
per item
Wire Transfer Fee - Inbound Domestic$15
per item

Check Services

Corporate Check$6
per item
Money Order$5
per item
Stop Payment$30
per item
Temporary Checks (4 checks)$2
Non-Member Check Cashing$10
Check Copy Fee$3
per item

Account Services

Legal Processing (Garnishment/Levy)$75
per item

Other Fees

Statement Copy$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy $3.00 per statement
Skip-a-pay$35

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account	$9	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research $25.00 per hour (1 hour minimum)
Returned Mail	$7	per month	None
Overdraft & NSF
Courtesy Pay	$27	per item	None
NSF (non-sufficient funds)	$27	Not stated	None
ATM & Card
Non-KCU ATM Use	$2	per item	None
Card Replacement First replacement each month free, then	$8	per item	None
Card Replacement - Expedited	$60	per item	None
Wire Transfers
Wire Transfer Fee - Outgoing Domestic	$25	per item	None
Wire Transfer Fee - Inbound Domestic	$15	per item	None
Check Services
Corporate Check	$6	per item	None
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Temporary Checks (4 checks)	$2	Not stated	None
Non-Member Check Cashing	$10	Not stated	None
Check Copy Fee	$3	per item	None
Account Services
Legal Processing (Garnishment/Levy)	$75	per item	None
Other Fees
Statement Copy	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy $3.00 per statement
Skip-a-pay	$35	Not stated	None

Account Maintenance

Inactive/Dormant Account$9
per month

Overdraft & NSF

NSF (non-sufficient funds)$27

ATM & Card

Card Replacement - Expedited$60
per item

Wire Transfers

Wire Transfer Fee - Outgoing Domestic$25
per item
Wire Transfer Fee - Inbound Domestic$15
per item

Check Services

Money Order$5
per item
Stop Payment$30
per item
Check Copy Fee$3
per item

Account Services

Legal Processing (Garnishment/Levy)$75
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account	$9	per month	None
Overdraft & NSF
NSF (non-sufficient funds)	$27	Not stated	None
ATM & Card
Card Replacement - Expedited	$60	per item	None
Wire Transfers
Wire Transfer Fee - Outgoing Domestic	$25	per item	None
Wire Transfer Fee - Inbound Domestic	$15	per item	None
Check Services
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Check Copy Fee	$3	per item	None
Account Services
Legal Processing (Garnishment/Levy)	$75	per item	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kitsap Federal Credit Union: $27
Kitsap Federal Credit Union: $27
U.S. median: no median
NSF / Returned Item
Kitsap Federal Credit Union: $27
Kitsap Federal Credit Union: $27
U.S. median: no median
Non-Network ATM
Kitsap Federal Credit Union: $2
Kitsap Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Kitsap Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account$9
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research $25.00 per hour (1 hour minimum)
Returned Mail$7
per month

Overdraft & NSF

Courtesy Pay$27
per item
NSF (non-sufficient funds)$27

ATM & Card

Non-KCU ATM Use$2
per item
Card Replacement First replacement each month free, then$8
per item
Card Replacement - Expedited$60
per item

Wire Transfers

Wire Transfer Fee - Outgoing Domestic$25
per item
Wire Transfer Fee - Inbound Domestic$15
per item

Check Services

Corporate Check$6
per item
Money Order$5
per item
Stop Payment$30
per item
Temporary Checks (4 checks)$2
Non-Member Check Cashing$10
Check Copy Fee$3
per item

Account Services

Legal Processing (Garnishment/Levy)$75
per item

Other Fees

Statement Copy$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy $3.00 per statement
Skip-a-pay$35

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account	$9	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research $25.00 per hour (1 hour minimum)
Returned Mail	$7	per month	None
Overdraft & NSF
Courtesy Pay	$27	per item	None
NSF (non-sufficient funds)	$27	Not stated	None
ATM & Card
Non-KCU ATM Use	$2	per item	None
Card Replacement First replacement each month free, then	$8	per item	None
Card Replacement - Expedited	$60	per item	None
Wire Transfers
Wire Transfer Fee - Outgoing Domestic	$25	per item	None
Wire Transfer Fee - Inbound Domestic	$15	per item	None
Check Services
Corporate Check	$6	per item	None
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Temporary Checks (4 checks)	$2	Not stated	None
Non-Member Check Cashing	$10	Not stated	None
Check Copy Fee	$3	per item	None
Account Services
Legal Processing (Garnishment/Levy)	$75	per item	None
Other Fees
Statement Copy	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy $3.00 per statement
Skip-a-pay	$35	Not stated	None

Account Maintenance

Inactive/Dormant Account$9
per month

Overdraft & NSF

NSF (non-sufficient funds)$27

ATM & Card

Card Replacement - Expedited$60
per item

Wire Transfers

Wire Transfer Fee - Outgoing Domestic$25
per item
Wire Transfer Fee - Inbound Domestic$15
per item

Check Services

Money Order$5
per item
Stop Payment$30
per item
Check Copy Fee$3
per item

Account Services

Legal Processing (Garnishment/Levy)$75
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account	$9	per month	None
Overdraft & NSF
NSF (non-sufficient funds)	$27	Not stated	None
ATM & Card
Card Replacement - Expedited	$60	per item	None
Wire Transfers
Wire Transfer Fee - Outgoing Domestic	$25	per item	None
Wire Transfer Fee - Inbound Domestic	$15	per item	None
Check Services
Money Order	$5	per item	None
Stop Payment	$30	per item	None
Check Copy Fee	$3	per item	None
Account Services
Legal Processing (Garnishment/Levy)	$75	per item	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.