Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Kitsap Federal Credit Union

Bremerton, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=account_research; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Account Research | $25.00 per hour (1 hour minimum)" · Source

Business Money Market Account Minimum Balance$10

$4.25 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=minimum_balance; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Business Money Market Account Minimum Balance | $10.00 per month (waived if average daily balance of $1,000 or higher is maintained)" · Source

Elite Business Checking Account Service Charge$10

$1.50 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=monthly_maintenance; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Elite Business Checking Account Service Charge | $10.00 per month (*see conditions on front to waive fee)" · Source

Inactive/Dormant Account$9

$4 above the national median

per month · Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=dormant_account; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Inactive/Dormant Account | $9.00 per account per month" · Source

Statement Copy$3

At the national median

Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=paper_statement; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Statement Copy | $3.00 per statement" · Source

Overdraft & NSFVerified

NSF (non-sufficient funds)$27Within the typical range ($15–$30 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=nsf; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="NSF (non-sufficient funds) | $27.00 per declined transaction" · Source

ATM & CardVerified

Card Replacement - Expedited$60Above the typical range ($30–$50 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=rush_card; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Card Replacement - Expedited | $60.00 per card (received by mail within 3-5 business days)" · Source
Non-KCU ATM Use$2Within the typical range ($1–$4.99 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=atm_non_network; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Non-KCU ATM Use | $2.00 per transaction (waived for participating CO-OP ATM transactions)" · Source

Wire TransfersVerified

Wire Transfer Fee - Outgoing Domestic$25Within the typical range ($20–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=wire_domestic_outgoing; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Wire Transfer Fee - Outgoing Domestic | $25.00 per wire" · Source

Check ServicesVerified

Check Copy Fee$3Within the typical range ($2.25–$5 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=check_image; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Check Copy Fee | $3.00 per copy" · Source
Money Order$5Within the typical range ($1.50–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=money_order; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Money Order | $5.00 per Money Order" · Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=stop_payment; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Stop Payment | $30.00 per check/ACH" · Source

Account ServicesVerified

Legal Processing (Garnishment/Levy)$75Within the typical range ($30–$100 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=garnishment_levy; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Legal Processing (Garnishment/Levy) | $75.00 per instance" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=account_research; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Account Research \| $25.00 per hour (1 hour minimum)"	Source
Business Money Market Account Minimum Balance	$10Within the typical range ($5–$20 nationally)	$4.25 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=minimum_balance; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Business Money Market Account Minimum Balance \| $10.00 per month (waived if average daily balance of $1,000 or higher is maintained)"	Source
Elite Business Checking Account Service Charge	$10Within the typical range ($5–$17.50 nationally)	$1.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=monthly_maintenance; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Elite Business Checking Account Service Charge \| $10.00 per month (*see conditions on front to waive fee)"	Source
Inactive/Dormant Account	$9Within the typical range ($5–$10 nationally)	$4 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=dormant_account; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Inactive/Dormant Account \| $9.00 per account per month"	Source
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=paper_statement; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Statement Copy \| $3.00 per statement"	Source
Overdraft & NSFVerified
NSF (non-sufficient funds)	$27Within the typical range ($15–$30 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=nsf; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="NSF (non-sufficient funds) \| $27.00 per declined transaction"	Source
ATM & CardVerified
Card Replacement - Expedited	$60Above the typical range ($30–$50 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=rush_card; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Card Replacement - Expedited \| $60.00 per card (received by mail within 3-5 business days)"	Source
Non-KCU ATM Use
Wire TransfersVerified
Wire Transfer Fee - Outgoing Domestic	$25Within the typical range ($20–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=wire_domestic_outgoing; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Wire Transfer Fee - Outgoing Domestic \| $25.00 per wire"	Source
Check ServicesVerified
Check Copy Fee	$3Within the typical range ($2.25–$5 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=check_image; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Check Copy Fee \| $3.00 per copy"	Source
Money Order	$5
Account ServicesVerified
Legal Processing (Garnishment/Levy)	$75Within the typical range ($30–$100 nationally)	$25 above the national median	—	Knox deterministic extraction from Rosetta artifact #2534. canonical_hint=garnishment_levy; text_hash=17a37e60fd067dea54613bee457a9c201d9c8270bf5b44869efc00118b420a81; excerpt="Legal Processing (Garnishment/Levy) \| $75.00 per instance"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $27

8% above the national median NSF fee

Total fees: 13 — leaner than most institutions

Verified fees

Under review

Assets

$2.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.5B

Total deposits

$2.3B

Service charge income (year to date)

$5.1M

Fee income ratio

5.7%

Return on assets

0.32%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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