American Southwest Federal Credit Union

Headquarters: Sierra Vista, Arizona
Charter: Credit Union
Assets: $440.0M
Fed district: San Francisco

4 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Relationship Card Account Fees and Charges $2 · Prestige Checking $10
Compared at $6, the middle of its prices
American Southwest Federal Credit Union: $2 to $10
American Southwest Federal Credit Union: $2 to $10
U.S. median: no median
Overdraft (OD)
American Southwest Federal Credit Union: $28
American Southwest Federal Credit Union: $28
U.S. median: no median
Non-Network ATM
Compared at $1, the middle of its prices
American Southwest Federal Credit Union: $1 to $2
American Southwest Federal Credit Union: $1 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Southwest Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Maintenance Fee – There$2
per month
Monthly fee$10
per month

Overdraft & NSF

Overdraft fee$28
per item

ATM & Card

ATM Fee - There$1
ATM Withdrawal Fees – There$1
Domestic ATM withdrawal fee$2

Gift & Prepaid Cards

Reload Fee$3
Reload Fee – There$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Maintenance Fee – There	$2	per month	None
Monthly fee	$10	per month	None
Overdraft & NSF
Overdraft fee	$28	per item	None
ATM & Card
ATM Fee - There	$1	Not stated	None
ATM Withdrawal Fees – There	$1	Not stated	None
Domestic ATM withdrawal fee	$2	Not stated	None
Gift & Prepaid Cards
Reload Fee	$3	Not stated	None
Reload Fee – There	$3	per item	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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