Copper State Federal Credit Union

Headquarters: Phoenix, Arizona
Charter: Credit Union
Assets: $700.8M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Copper State Federal Credit Union: $2
Copper State Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
Copper State Federal Credit Union: $33
Copper State Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Copper State Federal Credit Union: $33
Copper State Federal Credit Union: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arizona: Banks and credit unions headquartered in Arizona that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Copper State Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$2
per month
Inactive Account$10
per month
ORSC 01-23-25 3 Our Service Charges Service Fee Account Research$35
Not compared: Charged per hour; comparison unavailable
per hour
3 For members who prefer paper statements$2
per month
Bad Address$10
per month

Overdraft & NSF

Overdraft$33
per item
Insufficient Funds (Returned)$33
per item

ATM & Card

Foreign ATM Transaction$1
per item
Debit Card Replacement$10
per item
Debit Card Expedited Delivery$45

Wire Transfers

Outgoing Domestic Wire$20
per item

Check Services

Official Check Purchase$5
per item
Stop Payment$30

Cash & Deposit

CoinStar Fee2.6%

Account Services

Safe Deposit Box 3” x 10”$40
Safe Deposit Box Rental: 10” x 10”$85
Safe Deposit Box Rental: 5” x 10”$50
Legal Processing Fee$35

Other Fees

Skip-A-Pay$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$2	per month	None
Inactive Account	$10	per month	None
ORSC 01-23-25 3 Our Service Charges Service Fee Account Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
3 For members who prefer paper statements	$2	per month	None
Bad Address	$10	per month	None
Overdraft & NSF
Overdraft	$33	per item	None
Insufficient Funds (Returned)	$33	per item	None
ATM & Card
Foreign ATM Transaction	$1	per item	None
Debit Card Replacement	$10	per item	None
Debit Card Expedited Delivery	$45	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$20	per item	None
Check Services
Official Check Purchase	$5	per item	None
Stop Payment	$30	Not stated	None
Cash & Deposit
CoinStar Fee	2.6%	Not stated	None
Account Services
Safe Deposit Box 3” x 10”	$40	Not stated	None
Safe Deposit Box Rental: 10” x 10”	$85	Not stated	None
Safe Deposit Box Rental: 5” x 10”	$50	Not stated	None
Legal Processing Fee	$35	Not stated	None
Other Fees
Skip-A-Pay	$30	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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