Copper State Federal Credit Union Fees: Overdraft $10, NSF $33 (2026)

Copper State Federal Credit Union Fees: Overdraft $10, NSF $33 (2026) | Fee Insight

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

ORSC 01-23-25 3 Our Service Charges Service Fee Account Research$35Above the typical range ($3–$25 nationally)
Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=account_research; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="ORSC 01-23-25 3 Our Service Charges Service Fee Account Research $35.00 per hour" · Source
Skip-A-Pay$30Above the typical range ($5–$20 nationally)
Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=monthly_maintenance; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Skip-A-Pay $30.00 per loan Stop Payment $30.00 per member item An NSF service charge is assessed each time an item is presented against insufficient funds" · Source

Overdraft & NSFVerified

Inactive Account$10Within the typical range ($7.38–$35 nationally)
per month · Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=overdraft; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Inactive Account $10.00 per month per account if no activity for one (1) year Legal Processing Fee $35.00 Official Check Purchase (payable to a third party) $5.00 per check Officia" · Source
Insufficient Funds (Paid)$33Above the typical range ($12–$30 nationally)

ATM & CardVerified

Collection/Foreign Items$35Above the typical range ($2–$23.75 nationally)
per item · Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=card_foreign_txn; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Collection/Foreign Items $35.00 per item plus direct costs Debit Card Expedited Delivery $45.00 Debit Card Foreign Transaction 1.50% of transaction amount" · Source

Wire TransfersVerified

Outgoing Domestic Wire$20Within the typical range ($15–$25 nationally)
per month · Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=wire_domestic_outgoing; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Outgoing Domestic Wire $20.00 per transaction Paper Statement $2.00 per month" · Source

Check ServicesVerified

one-hour minimum Bad Address$10Within the typical range ($2–$15 nationally)
per month · Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=check_printing; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="one-hour minimum Bad Address $10.00 per month Check Printing Cost will vary based on check selection CoinStar Fee 2.60% of the total – rounded up to the nearest penny" · Source

Account ServicesVerified

Safe Deposit Box Rental (Annual Rent) 3” x 10” –$40Within the typical range ($25–$90 nationally)
per year · Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=safe_deposit_box; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Safe Deposit Box Rental (Annual Rent) 3” x 10” – $40.00 5” x 10” – $50.00 10” x 10” – $85.00 Safe Deposit Box Drilling Pass through cost Safe Deposit Box Key Deposit $25.00" · Source

Swipe for source and notes →

Fee	Amount	Basis	Note	Source
Account MaintenanceVerified
ORSC 01-23-25 3 Our Service Charges Service Fee Account Research	$35Above the typical range ($3–$25 nationally)	—	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=account_research; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="ORSC 01-23-25 3 Our Service Charges Service Fee Account Research $35.00 per hour"

Overdraft & NSFVerified
Inactive Account	$10Within the typical range ($7.38–$35 nationally)	per month	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=overdraft; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Inactive Account $10.00 per month per account if no activity for one (1) year Legal Processing Fee $35.00 Official Check Purchase (payable to a third party) $5.00 per check Officia"	Source
Insufficient Funds (Paid)	$33Above the typical range ($12–$30 nationally)	per item	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=nsf; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Insufficient Funds (Paid) $33.00 per item"	Source

ATM & CardVerified
Collection/Foreign Items	$35Above the typical range ($2–$23.75 nationally)	per item	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=card_foreign_txn; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Collection/Foreign Items $35.00 per item plus direct costs Debit Card Expedited Delivery $45.00 Debit Card Foreign Transaction 1.50% of transaction amount"	Source

Wire TransfersVerified
Outgoing Domestic Wire	$20Within the typical range ($15–$25 nationally)	per month	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=wire_domestic_outgoing; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Outgoing Domestic Wire $20.00 per transaction Paper Statement $2.00 per month"	Source

Check ServicesVerified
one-hour minimum Bad Address	$10Within the typical range ($2–$15 nationally)	per month	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=check_printing; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="one-hour minimum Bad Address $10.00 per month Check Printing Cost will vary based on check selection CoinStar Fee 2.60% of the total – rounded up to the nearest penny"	Source

Account ServicesVerified
Safe Deposit Box Rental (Annual Rent) 3” x 10” –	$40Within the typical range ($25–$90 nationally)	per year	Knox deterministic extraction from Rosetta artifact #1120. canonical_hint=safe_deposit_box; text_hash=f474809c9b50edf72683a5fa80164996ae93f55cde63f160a98bab9ccb840ec4; excerpt="Safe Deposit Box Rental (Annual Rent) 3” x 10” – $40.00 5” x 10” – $50.00 10” x 10” – $85.00 Safe Deposit Box Drilling Pass through cost Safe Deposit Box Key Deposit $25.00"	Source

Copper State Federal Credit Union