Members Federal Credit Union

Headquarters: Stamford, Connecticut
Charter: Credit Union
Assets: $44.2M
Fed district: New York

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Members Federal Credit Union: $32
Members Federal Credit Union: $32
U.S. median: no median
NSF / Returned Item
Members Federal Credit Union: $32
Members Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Members Federal Credit Union: $1
Members Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account Within 180 Days of Opening$5
Inactive Account Fee (monthly fee after 12 months of no activity if no other services used)$10
per month
Account Balancing$25
Account Research Fee$25
Excessive Withdrawal Fee (Money Market)$10
Return Mail Fee$5

Overdraft & NSF

Courtesy Pay Fee$32
NSF Fee$32
Overdraft Transfer Fee$10

ATM & Card

4 free ATM transactions per month then$1
Replacement Debit Card (first time in 2 year period)$10

Wire Transfers

Outgoing Wire Transfer Fees: Domestic$22.50
Incoming Wire Fees$10
Outgoing Wire Transfer Fees: International$32.50

Check Services

Teller Check Fee (3 per mo. Free)$10
Not compared: Monthly charge, not per item
per month
ACH Stop Payment Request$25
If draft presented for payment- additional stop pay fee$10
One time ACH Stop pay fee$25
one time
Stop Payment Request$15
Copy of a Share Draft Fee$10
Copy of Share Draft from MCU @ HomeNo charge

Digital & Electronic

ACH Origination Fee (Outgoing ACH Setup to Another Institution)$10

Cash & Deposit

Deposited Item Return Fee$25

Account Services

Account Levy or Garnishment$50

Gift & Prepaid Cards

Gift Card$3.95

Other Fees

Faxes: Additional per page$0.25
per item
Statement Copy Fee$5
Credit Builder Loan fee$30
one time

Fee	Amount	Basis	Note
Account Maintenance
Close Account Within 180 Days of Opening	$5	Not stated	None
Inactive Account Fee (monthly fee after 12 months of no activity if no other services used)	$10	per month	None
Account Balancing	$25	Not stated	None
Account Research Fee	$25	Not stated	None
Excessive Withdrawal Fee (Money Market)	$10	Not stated	None
Return Mail Fee	$5	Not stated	None
Overdraft & NSF
Courtesy Pay Fee	$32	Not stated	None
NSF Fee	$32	Not stated	None
Overdraft Transfer Fee	$10	Not stated	None
ATM & Card
4 free ATM transactions per month then	$1	Not stated	None
Replacement Debit Card (first time in 2 year period)	$10	Not stated	None
Wire Transfers
Outgoing Wire Transfer Fees: Domestic	$22.50	Not stated	None
Incoming Wire Fees	$10	Not stated	None
Outgoing Wire Transfer Fees: International	$32.50	Not stated	None
Check Services
Teller Check Fee (3 per mo. Free)	$10Not compared: Monthly charge, not per item	per month	None
ACH Stop Payment Request	$25	Not stated	None
If draft presented for payment- additional stop pay fee	$10	Not stated	None
One time ACH Stop pay fee	$25	one time	None
Stop Payment Request	$15	Not stated	None
Copy of a Share Draft Fee	$10	Not stated	None
Copy of Share Draft from MCU @ Home	No charge	Not stated	None
Digital & Electronic
ACH Origination Fee (Outgoing ACH Setup to Another Institution)	$10	Not stated	None
Cash & Deposit
Deposited Item Return Fee	$25	Not stated	None
Account Services
Account Levy or Garnishment	$50	Not stated	None
Gift & Prepaid Cards
Gift Card	$3.95	Not stated	None
Other Fees
Faxes: Additional per page	$0.25	per item	None
Statement Copy Fee	$5	Not stated	None
Credit Builder Loan fee	$30	one time	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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