Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Latino Community Federal Credit Union

Durham, North CarolinaCredit UnionRichmond Fed districtFees collected Oct 8, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Cash Account monthly maintenance fee$2Below the typical range ($4–$10 nationally)

Monthly fee$5

$1 below the national median$0.03 above the North Carolina median

per month · Source

Cash & DepositVerified

Cash Advance Fee$0.75Below the typical range ($2–$10 nationally)
$4.25 below the national medianAt the North Carolina median
per item · Source

Lending FeesVerified

Late Payment Fee$10Within the typical range ($10–$25 nationally)
$10 below the national median$5 below the North Carolina median
Source

Other FeesVerified

per document. If Your Account is subject to a Document Copy Fee, except as limited by applicable law, a fee may$2Within the typical range ($2–$5 nationally)
$1 below the national median$3 below the North Carolina median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Cash Account monthly maintenance fee	$2Below the typical range ($4–$10 nationally)	$4 below the national median$2.97 below the North Carolina median	per month	—	Source
Monthly fee	$5Within the typical range ($4–$10 nationally)	$1 below the national median$0.03 above the North Carolina median	per month	—	Source
ATM & CardVerified
International Transaction Fee	1%of the transaction	—	per transaction	—	Source
Cash & DepositVerified
Cash Advance Fee	$0.75Below the typical range ($2–$10 nationally)	$4.25 below the national medianAt the North Carolina median	per item	—	Source
Lending FeesVerified
Late Payment Fee	$10Within the typical range ($10–$25 nationally)	$10 below the national median$5 below the North Carolina median	—	—	Source
Other FeesVerified
per document. If Your Account is subject to a Document Copy Fee, except as limited by applicable law, a fee may	$2Within the typical range ($2–$5 nationally)	$1 below the national median$3 below the North Carolina median	per item	—	Source

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Headline fees published

2 of 15

Published fees

Under review

Assets

$1.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.0B

Total deposits

$735.0M

Service charge income (year to date)

$2.4M

Fee income ratio

6.1%

Return on assets

0.78%

Financial profile · Pro

Performance from regulator filings

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