25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Credit Union West’s own schedules, with a source for each figure.
per month
per month
per month
per month
one time · less than $5 balance for more than 6 months
per month
per hour · Checkbook Balancing/Account Research | $20.00 per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly service charge | $10 | per month | None |
| Fresh Start Checking Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Maintenance Fee - Elevate (audience not stated, treated as personal) | $15 | per month | None |
| Monthly Maintenance Fee - Launch (if below $1,500 minimum daily balance) (audience not stated, treated as personal) | $10 | per month | None |
| Low Balance | $5Not compared: One-time charge, not monthly | one time | less than $5 balance for more than 6 months |
| Early Closure (within 3 months of opening) | $5 | Not stated | None |
| Inactive Account (inactivity for 12 months) | $10 | per month | None |
| Checkbook Balancing/Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Checkbook Balancing/Account Research | $20.00 per hour |
| Paper Statement | $2 | Not stated | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Unpaid NSF | No charge | Not stated | None |
| Overdraft Transfer (from share account) | No charge | Not stated | None |
| Overdraft Transfer Fee (from share account) | No charge | Not stated | None |
ATM & Card | |||
| All Other ATMs (Balance Inquiry, and/or Transfer) | $2 | per item | None |
| 4-Day Card Replacement | $35 | per item | None |
| ATM/Debit/Credit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $25 | Not stated | None |
| Outgoing International Wire | $50 | Not stated | None |
| Incoming International Wire | $15 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Stop Payment (Checks/ACH Revoke/Recurring Card Transactions) | $30 | per item | None |
| Temporary Checks (audience not stated, treated as personal) | $1 | per item | per 4 |
| Non Member (On-Us) Check Cashing Fee | $5 | Not stated | None |
| Check Copies | $2 | per item | None |
Cash & Deposit | |||
| Returned Deposit Item - Member Originated | $35 | Not stated | None |
| Returned Deposit Item - Third-Party Originated | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Safe Deposit Box 10 x 10 in | $100 | per year | None |
| Safe Deposit Box 3 x 10 in | $55 | per year | None |
| Safe Deposit Box 3 x 5 in | $35 | per year | None |
| Safe Deposit Box 5 X 10 in | $65 | per year | None |
| Safe Deposit Box 5 x 5 in | $45 | per year | None |
| Garnishments and Levy | $100 | per item | None |
| Subordination Fee | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (Outgoing Funds Only) | $20 | Not stated | None |
Other Fees | |||
| Statement Copy | $3 | per item | None |
| Statement Copy | $3 | per item | None |
| Real Estate Payoff Statement | $30 | per transaction | None |
| Real Estate Payoff Statement | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account (inactivity for 12 months) | $10 | per month | None |
| Checkbook Balancing/Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Checkbook Balancing/Account Research | $20.00 per hour |
| Paper Statement | $5 | Not stated | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Transfer (from share account) | No charge | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $25 | Not stated | None |
| Outgoing International Wire | $50 | Not stated | None |
| Incoming International Wire | $15 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Stop Payment (Checks/ACH Revoke/Recurring Card Transactions) | $30 | per item | None |
| Non Member (On-Us) Check Cashing Fee | $5 | Not stated | None |
| Check Copies | $2 | per item | None |
Cash & Deposit | |||
| Returned Deposit Item - Member Originated | $35 | Not stated | None |
| Returned Deposit Item - Third-Party Originated | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Garnishments and Levy | $100 | per item | None |
| Subordination Fee | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (Outgoing Funds Only) | $20 | Not stated | None |
Other Fees | |||
| Statement Copy | $3 | per item | None |
| Real Estate Payoff Statement | $30 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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