25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026
Call-report figures are for Credit Union West, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Credit Union West's published fee schedule; Bank Fee Index medians | Current schedule | Nov 1, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $1.7M in Q2 2026, 8.7% above the same quarter a year earlier ($1.6M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 5.4% from Q3 2025 to Q2 2026, to $1.7M.
$1.7M
Credit Union WestMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Credit Union West · $1.5B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Credit Union West(this institution) | Glendale, AZ | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Amoco Federal Credit Union | Texas City, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Avadian Federal Credit Union | Birmingham, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Centris Federal Credit Union | Omaha, NE | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community Credit Union of Florida | Rockledge, FL | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Financial Federal Credit Union | Plymouth, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| East Texas Professional Federal Credit Union | Longview, TX | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Educational Systems Federal Credit Union | Greenbelt, MD | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Commonwealth Federal Credit Union | Lehigh Valley, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Service Federal Credit Union | Houston, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Great Lakes Federal Credit Union | Bannockburn, IL | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Launch Credit Union | Merritt Island, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Leaders Credit Union | Jackson, TN | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Listerhill Federal Credit Union | Sheffield, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Multipli Federal Credit Union | Jefferson City, MO | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Neighbors Federal Credit Union | Baton Rouge, LA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Onpath Federal Credit Union | Metairie, LA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Palmetto Citizens Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Park Federal Credit Union | Louisville, KY | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| S. C. State Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sandia Area Federal Credit Union | Albuquerque, NM | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sikorsky Financial Federal Credit Union | Stratford, CT | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Summit Federal Credit Union | Rochester, NY | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| U.S. Eagle Federal Credit Union | Albuquerque, NM | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United States Senate Federal Credit Union | Alexandria, VA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| University Of Michigan Federal Credit Union | Ann Arbor, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its four prices, against a peer median of $8 among 17 publishing peers.
Its four checking prices are $10, $10, $10 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Credit Union West (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.7M | +$115K | +7.3% |
| Q1 2026 | $1.6M | −$55K | −3.4% |
| Q4 2025 | $1.6M | +$26K | +1.6% |
| Q3 2025 | $1.6M | +$49K | +3.2% |
| Q2 2025 | $1.6M | −$1K | −0.1% |
| Q1 2025 | $1.6M | +$20K | +1.3% |
| Q4 2024 | $1.5M | +$119K | +8.4% |
| Q3 2024 | $1.4M | +$64K | +4.7% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Credit Union West’s own schedules, with a source for each figure.
per month
per month
per month
per month
one time · less than $5 balance for more than 6 months
per month
per hour · Checkbook Balancing/Account Research | $20.00 per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Fresh Start Checking Monthly service charge | $10 | per month | None |
| Fresh Start Checking Monthly service charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Maintenance Fee - Elevate (audience not stated, treated as personal) | $15 | per month | None |
| Monthly Maintenance Fee - Launch (if below $1,500 minimum daily balance) (audience not stated, treated as personal) | $10 | per month | None |
| Low Balance | $5Not compared: One-time charge, not monthly | one time | less than $5 balance for more than 6 months |
| Early Closure (within 3 months of opening) | $5 | Not stated | None |
| Inactive Account (inactivity for 12 months) | $10 | per month | None |
| Checkbook Balancing/Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Checkbook Balancing/Account Research | $20.00 per hour |
| Paper Statement | $2 | Not stated | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Unpaid NSF | No charge | Not stated | None |
| Overdraft Transfer (from share account) | No charge | Not stated | None |
| Overdraft Transfer Fee (from share account) | No charge | Not stated | None |
ATM & Card | |||
| All Other ATMs (Balance Inquiry, and/or Transfer) | $2 | per item | None |
| 4-Day Card Replacement | $35 | per item | None |
| ATM/Debit/Credit Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $25 | Not stated | None |
| Outgoing International Wire | $50 | Not stated | None |
| Incoming International Wire | $15 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Stop Payment (Checks/ACH Revoke/Recurring Card Transactions) | $30 | per item | None |
| Temporary Checks (audience not stated, treated as personal) | $1 | per item | per 4 |
| Non Member (On-Us) Check Cashing Fee | $5 | Not stated | None |
| Check Copies | $2 | per item | None |
Cash & Deposit | |||
| Returned Deposit Item - Member Originated | $35 | Not stated | None |
| Returned Deposit Item - Third-Party Originated | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Safe Deposit Box 10 x 10 in | $100 | per year | None |
| Safe Deposit Box 3 x 10 in | $55 | per year | None |
| Safe Deposit Box 3 x 5 in | $35 | per year | None |
| Safe Deposit Box 5 X 10 in | $65 | per year | None |
| Safe Deposit Box 5 x 5 in | $45 | per year | None |
| Garnishments and Levy | $100 | per item | None |
| Subordination Fee | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (Outgoing Funds Only) | $20 | Not stated | None |
Other Fees | |||
| Statement Copy | $3 | per item | None |
| Statement Copy | $3 | per item | None |
| Real Estate Payoff Statement | $30 | per transaction | None |
| Real Estate Payoff Statement | $30 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive Account (inactivity for 12 months) | $10 | per month | None |
| Checkbook Balancing/Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | Checkbook Balancing/Account Research | $20.00 per hour |
| Paper Statement | $5 | Not stated | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Transfer (from share account) | No charge | Not stated | None |
Wire Transfers | |||
| Outgoing Domestic Wire | $25 | Not stated | None |
| Outgoing International Wire | $50 | Not stated | None |
| Incoming International Wire | $15 | Not stated | None |
Check Services | |||
| Official Check | $5 | Not stated | None |
| Stop Payment (Checks/ACH Revoke/Recurring Card Transactions) | $30 | per item | None |
| Non Member (On-Us) Check Cashing Fee | $5 | Not stated | None |
| Check Copies | $2 | per item | None |
Cash & Deposit | |||
| Returned Deposit Item - Member Originated | $35 | Not stated | None |
| Returned Deposit Item - Third-Party Originated | $25 | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Garnishments and Levy | $100 | per item | None |
| Subordination Fee | $250 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (Outgoing Funds Only) | $20 | Not stated | None |
Other Fees | |||
| Statement Copy | $3 | per item | None |
| Real Estate Payoff Statement | $30 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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