Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

American Lake Federal Credit Union

Lakewood, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account Fee$10Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=dormant_account; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="Inactive Account Fee | $10 per month after 1 years of inactivity" · Source

Overdraft & NSFVerified

ACH Origination NSF$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=nsf; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="ACH Origination NSF | $25 for each item" · Source
Non-Sufficient Funds (NSF) – Returned$30Within the typical range ($25–$32 nationally)
$1 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=nsf; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="Non-Sufficient Funds (NSF) – Returned | $30 per transaction for which the available balance is not sufficient" · Source

Wire TransfersVerified

each domestic outgoing wire$20Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=wire_domestic_outgoing; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$20 each domestic outgoing wire" · Source
each foreign outgoing wire$35Below the typical range ($40–$50 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=wire_intl_outgoing; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$35 each foreign outgoing wire" · Source

Check ServicesVerified

to place a stop payment ($15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=stop_payment; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$20 to place a stop payment ($15 if placed through Online Banking)" · Source
to place a stop payment ( if placed through Online Banking)$20Within the typical range ($20–$30 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=stop_payment; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$20 to place a stop payment ($15 if placed through Online Banking)" · Source

Digital & ElectronicVerified

One Time ACH Origination$25Above the typical range ($5–$20 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=ach_origination; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="One Time ACH Origination | $25 per occurrence" · Source

Account ServicesVerified

Nonmember Notary Fee$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=notary_fee; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="Nonmember Notary Fee | $5" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive Account Fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=dormant_account; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="Inactive Account Fee \| $10 per month after 1 years of inactivity"	Source
Overdraft & NSFVerified
ACH Origination NSF	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=nsf; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="ACH Origination NSF \| $25 for each item"	Source
Non-Sufficient Funds (NSF) – Returned
Wire TransfersVerified
each domestic outgoing wire	$20Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=wire_domestic_outgoing; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$20 each domestic outgoing wire"	Source
each foreign outgoing wire
Check ServicesVerified
to place a stop payment (	$15Below the typical range ($20–$30 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=stop_payment; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="$20 to place a stop payment ($15 if placed through Online Banking)"	Source
to place a stop payment ( if placed through Online Banking)
Digital & ElectronicVerified
One Time ACH Origination	$25Above the typical range ($5–$20 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=ach_origination; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="One Time ACH Origination \| $25 per occurrence"	Source
Account ServicesVerified
Nonmember Notary Fee	$5Within the typical range ($0–$5 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #2488. canonical_hint=notary_fee; text_hash=1fde4f12ccb4934f5e8452442ae1a9a129b9e213f1a07934a27e77f357af786a; excerpt="Nonmember Notary Fee \| $5"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$59.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$59.6M

Total deposits

$49.0M

Service charge income (year to date)

$132K

Fee income ratio

8.0%

Return on assets

-0.13%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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