Olympia Federal Credit Union

Headquarters: Olympia, Washington
Charter: Credit Union
Assets: $56.3M
Fed district: San Francisco

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Olympia Federal Credit Union: $30
Olympia Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Olympia Federal Credit Union: $30
Olympia Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Olympia Federal Credit Union: $20
Olympia Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Olympia Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Account (no transactions for 12 months)$5
per month
Reconciling Account Beyond 1 month$30
Not compared: Charged per hour; comparison unavailable
per hour · Reconciling Account Beyond 1 month | $30 per hr. - 1/2 hr. minimum | x | x | x | x
Records Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Member Privilege-courtesy pay$30
per item
~Shared Branch or Remote Dep. return item$30
per item
Overdraft protection transfer from savings or LOC$5
per item

Wire Transfers

Wire Transfer-Outgoing Domestic$20
per item
Wire Transfer-Incoming$10
per item

Check Services

Cashier's Check (two free per day)$5
per item
Corporate Check Conversion$15
per item
Stop Pay on Corporate check or ACH$25
Stop Pay on member check$25
Stop Payment of Bill Payer Check$27
per item
Collection Item$20
per item
Foreign item deposit$10
per item
Check Copy (first 3 FREE per month)$3
per item
Copy of Bill Payer Check (Free via Digital Banking)$10
per item
Copy of Deposited Item$3
per item

Digital & Electronic

Bill payer ServiceNo charge

Account Services

Notary Fee$3
per item
Safe Deposit Box 10x10$85
per year
Safe Deposit Box 10x10 (audience not stated, treated as personal)$85
per year
Safe Deposit Box 3x10$35
per year
Safe Deposit Box 3x10 (audience not stated, treated as personal)$35
per year
Safe Deposit Box 3X5$20
per year
Safe Deposit Box 3X5 (audience not stated, treated as personal)$20
per year
Safe Deposit Box 5x10$45
per year
Safe Deposit Box 5x10 (audience not stated, treated as personal)$45
per year
Legal order (garnishment, levy)$35
per item
Subordination Fee$125
per item
Account Verification (written)$10

Retirement & IRA

Annual IRA maintenance$15
per year
IRA closure - transfer to other institution$25

Other Fees

Photocopies (first 5 FREE)$0.10
Not compared: Charged per page; comparison unavailable
per page
Statement Copy (12 month history-Free via Digital Banking)$1.50
per item
Statement Copy-Archived (older than 24 months)$3
per item
Statement Copy-archived(13-24 month history)$2
per item
Skip a Pay or Loan Extension$35
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Account (no transactions for 12 months)	$5	per month	None
Reconciling Account Beyond 1 month	$30Not compared: Charged per hour; comparison unavailable	per hour	Reconciling Account Beyond 1 month \| $30 per hr. - 1/2 hr. minimum \| x \| x \| x \| x
Records Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Member Privilege-courtesy pay	$30	per item	None
~Shared Branch or Remote Dep. return item	$30	per item	None
Overdraft protection transfer from savings or LOC	$5	per item	None
Wire Transfers
Wire Transfer-Outgoing Domestic	$20	per item	None
Wire Transfer-Incoming	$10	per item	None
Check Services
Cashier's Check (two free per day)	$5	per item	None
Corporate Check Conversion	$15	per item	None
Stop Pay on Corporate check or ACH	$25	Not stated	None
Stop Pay on member check	$25	Not stated	None
Stop Payment of Bill Payer Check	$27	per item	None
Collection Item	$20	per item	None
Foreign item deposit	$10	per item	None
Check Copy (first 3 FREE per month)	$3	per item	None
Copy of Bill Payer Check (Free via Digital Banking)	$10	per item	None
Copy of Deposited Item	$3	per item	None
Digital & Electronic
Bill payer Service	No charge	Not stated	None
Account Services
Notary Fee	$3	per item	None
Safe Deposit Box 10x10	$85	per year	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$85	per year	None
Safe Deposit Box 3x10	$35	per year	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$35	per year	None
Safe Deposit Box 3X5	$20	per year	None
Safe Deposit Box 3X5 (audience not stated, treated as personal)	$20	per year	None
Safe Deposit Box 5x10	$45	per year	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$45	per year	None
Legal order (garnishment, levy)	$35	per item	None
Subordination Fee	$125	per item	None
Account Verification (written)	$10	Not stated	None
Retirement & IRA
Annual IRA maintenance	$15	per year	None
IRA closure - transfer to other institution	$25	Not stated	None
Other Fees
Photocopies (first 5 FREE)	$0.10Not compared: Charged per page; comparison unavailable	per page	None
Statement Copy (12 month history-Free via Digital Banking)	$1.50	per item	None
Statement Copy-Archived (older than 24 months)	$3	per item	None
Statement Copy-archived(13-24 month history)	$2	per item	None
Skip a Pay or Loan Extension	$35	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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