Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wcla Federal Credit Union

Olympia, WashingtonCredit UnionSan Francisco Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account$5Within the typical range ($5–$10 nationally)

Account Reconciliation$20

$2.50 above the national median$5 above the Washington median

Source

Overdraft & NSFVerified

NSF$20Below the typical range ($25–$32 nationally)
$10 below the national median$5 below the Washington median
per item · Source

Wire TransfersVerified

Wire Transfer:: Domestic$10Below the typical range ($20–$25 nationally)
$15 below the national median$10 below the Washington median
per item · Source
Wire Transfer: International$20Below the typical range ($40–$50 nationally)
$30 below the national median$20 below the Washington median
per item · Source

Check ServicesVerified

Stop Payment$20Within the typical range ($20–$30 nationally)
$7.50 below the national median$5 below the Washington median
per item · Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national medianAt the Washington median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Washington median	per month	—	Source
Account Reconciliation	$20Within the typical range ($12–$25 nationally)	$2.50 above the national median$5 above the Washington median	—	—	Source
Overdraft & NSFVerified
NSF	$20Below the typical range ($25–$32 nationally)	$10 below the national median$5 below the Washington median	per item	—	Source
Wire TransfersVerified
Wire Transfer:: Domestic	$10Below the typical range ($20–$25 nationally)	$15 below the national median$10 below the Washington median	per item	—	Source
Wire Transfer: International	$20
Check ServicesVerified
Stop Payment	$20Within the typical range ($20–$30 nationally)	$7.50 below the national median$5 below the Washington median	per item	—	Source
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national medianAt the Washington median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $20

33% below the national median NSF fee

7 verified fees collected

Headline fees published

4 of 15

Published fees

Under review

Assets

$141.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$141.9M

Total deposits

$111.8M

Service charge income (year to date)

$36K

Fee income ratio

0.76%

Return on assets

1.81%

Financial profile · Pro

Performance from regulator filings

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