Spokane City Federal Credit Union

Headquarters: Spokane, Washington
Charter: Credit Union
Assets: $65.9M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spokane City Federal Credit Union: $30
Spokane City Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Spokane City Federal Credit Union: $25 to $30
Spokane City Federal Credit Union: $25 to $30
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Spokane City Federal Credit Union: $10 to $35
Spokane City Federal Credit Union: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Spokane City Federal Credit Union · $66M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$64M to $68M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Spokane City Federal Credit Union(this institution)	Spokane, WA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
A.B.D. Federal Credit Union	Warren, MI	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
American Spirit Federal Credit Union	Newark, DE	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Banner Federal Credit Union	Phoenix, AZ	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Richmond Incorporat	Richmond, VA	$65M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Destinations Credit Union	Baltimore, MD	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Doches Federal Credit Union	Nacogdoches, TX	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electel Cooperative Federal Credit Union	Raleigh, NC	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Employees Federal Credit Union	Owatonna, MN	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fort Billings Federal Credit Union	Paulsboro, NJ	$64M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gp Louisiana Federal Credit Union	Zachary, LA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthcare Financial Federal Credit Union	New Haven, CT	$64M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lion'S Share Federal Credit Union	Salisbury, NC	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Madison Federal Credit Union	Madison, WI	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Millard County Federal Credit Union	Fillmore, UT	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morehead Community Federal Credit Union	Morehead, KY	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Vision Federal Credit Union	Clarksville, IN	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rimrock Federal Credit Union	Billings, MT	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Valley Community Federal Credit Union	Camden, AR	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rolling F Federal Credit Union	Turlock, CA	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sacred Heart Parish Hallettsville Federal Credit Union	Hallettsville, TX	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shell Western States Federal Credit Union	Martinez, CA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Employees Federal Credit Union	Albert Lea, MN	$66M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wvu Employees Federal Credit Union	Morgantown, WV	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Spokane City Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Spokane City Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Spokane City Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Spokane City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Returned Statement Mail$5
per month

Overdraft & NSF

ACH Overdraft$30
per item
Debit Card Overdraft$30
per item
Privilege Pay Overdrafts$30
per item
Nonsufficient funds fee$25
NSF$30
per item

ATM & Card

Replacement card fee$25
per item

Wire Transfers

Wire Transfer (Incoming)$5
per item

Check Services

Money Order$2
per item
Stop Payment$10
per item
Stop Payment$35
per item
Stop Payment$30
per item
Canadian Item Deposit$10
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Notary$5
Drilling of Boxes$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3” x 10”$35
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$45
per year
Garnishment Processing$50

Other Fees

Photocopy$2
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Returned Statement Mail	$5	per month	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
Privilege Pay Overdrafts	$30	per item	None
Nonsufficient funds fee	$25	Not stated	None
NSF	$30	per item	None
ATM & Card
Replacement card fee	$25	per item	None
Wire Transfers
Wire Transfer (Incoming)	$5	per item	None
Check Services
Money Order	$2	per item	None
Stop Payment	$10	per item	None
Stop Payment	$35	per item	None
Stop Payment	$30	per item	None
Canadian Item Deposit	$10	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Notary	$5	Not stated	None
Drilling of Boxes	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3” x 10”	$35	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$45	per year	None
Garnishment Processing	$50	Not stated	None
Other Fees
Photocopy	$2	per item	None
Statement Copy	$5	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Spokane City Federal Credit Union's wire transfer changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spokane City Federal Credit Union: $30
Spokane City Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Spokane City Federal Credit Union: $25 to $30
Spokane City Federal Credit Union: $25 to $30
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Spokane City Federal Credit Union: $10 to $35
Spokane City Federal Credit Union: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Spokane City Federal Credit Union · $66M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.

Credit unions only
$64M to $68M in assets
Headquartered in 20 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Spokane City Federal Credit Union(this institution)	Spokane, WA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
A.B.D. Federal Credit Union	Warren, MI	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
American Spirit Federal Credit Union	Newark, DE	$68M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Banner Federal Credit Union	Phoenix, AZ	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Credit Union of Richmond Incorporat	Richmond, VA	$65M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Destinations Credit Union	Baltimore, MD	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Doches Federal Credit Union	Nacogdoches, TX	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Eagle Express Federal Credit Union	Jackson, MS	$67M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Electel Cooperative Federal Credit Union	Raleigh, NC	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Federated Employees Federal Credit Union	Owatonna, MN	$67M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Fort Billings Federal Credit Union	Paulsboro, NJ	$64M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Gp Louisiana Federal Credit Union	Zachary, LA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Healthcare Financial Federal Credit Union	New Haven, CT	$64M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lion'S Share Federal Credit Union	Salisbury, NC	$65M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Madison Federal Credit Union	Madison, WI	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Millard County Federal Credit Union	Fillmore, UT	$65M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Morehead Community Federal Credit Union	Morehead, KY	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
One Vision Federal Credit Union	Clarksville, IN	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Rimrock Federal Credit Union	Billings, MT	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Valley Community Federal Credit Union	Camden, AR	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rolling F Federal Credit Union	Turlock, CA	$64M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Sacred Heart Parish Hallettsville Federal Credit Union	Hallettsville, TX	$65M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Shell Western States Federal Credit Union	Martinez, CA	$66M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
South Bend Firefighters Federal Credit Union	South Bend, IN	$64M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Employees Federal Credit Union	Albert Lea, MN	$66M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Wvu Employees Federal Credit Union	Morgantown, WV	$68M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Spokane City Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $5 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Spokane City Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Spokane City Federal Cred…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Spokane City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Returned Statement Mail$5
per month

Overdraft & NSF

ACH Overdraft$30
per item
Debit Card Overdraft$30
per item
Privilege Pay Overdrafts$30
per item
Nonsufficient funds fee$25
NSF$30
per item

ATM & Card

Replacement card fee$25
per item

Wire Transfers

Wire Transfer (Incoming)$5
per item

Check Services

Money Order$2
per item
Stop Payment$10
per item
Stop Payment$35
per item
Stop Payment$30
per item
Canadian Item Deposit$10
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Notary$5
Drilling of Boxes$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3” x 10”$35
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$45
per year
Garnishment Processing$50

Other Fees

Photocopy$2
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Returned Statement Mail	$5	per month	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
Privilege Pay Overdrafts	$30	per item	None
Nonsufficient funds fee	$25	Not stated	None
NSF	$30	per item	None
ATM & Card
Replacement card fee	$25	per item	None
Wire Transfers
Wire Transfer (Incoming)	$5	per item	None
Check Services
Money Order	$2	per item	None
Stop Payment	$10	per item	None
Stop Payment	$35	per item	None
Stop Payment	$30	per item	None
Canadian Item Deposit	$10	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Notary	$5	Not stated	None
Drilling of Boxes	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3” x 10”	$35	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$45	per year	None
Garnishment Processing	$50	Not stated	None
Other Fees
Photocopy	$2	per item	None
Statement Copy	$5	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.