Spokane City Federal Credit Union

Headquarters: Spokane, Washington
Charter: Credit Union
Assets: $65.9M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spokane City Federal Credit Union: $30
Spokane City Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $27.50, the middle of its prices
Spokane City Federal Credit Union: $25 to $30
Spokane City Federal Credit Union: $25 to $30
U.S. median: no median
Stop Payment
Compared at $30, the middle of its prices
Spokane City Federal Credit Union: $10 to $35
Spokane City Federal Credit Union: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spokane City Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Returned Statement Mail$5
per month

Overdraft & NSF

ACH Overdraft$30
per item
Debit Card Overdraft$30
per item
Privilege Pay Overdrafts$30
per item
Nonsufficient funds fee$25
NSF$30
per item

ATM & Card

Replacement card fee$25
per item

Wire Transfers

Wire Transfer (Incoming)$5
per item

Check Services

Money Order$2
per item
Stop Payment$10
per item
Stop Payment$35
per item
Stop Payment$30
per item
Canadian Item Deposit$10
per item

Cash & Deposit

Deposit Item Return$30
per item

Account Services

Notary$5
Drilling of Boxes$50
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3” x 10”$35
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$45
per year
Garnishment Processing$50

Other Fees

Photocopy$2
per item
Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Returned Statement Mail	$5	per month	None
Overdraft & NSF
ACH Overdraft	$30	per item	None
Debit Card Overdraft	$30	per item	None
Privilege Pay Overdrafts	$30	per item	None
Nonsufficient funds fee	$25	Not stated	None
NSF	$30	per item	None
ATM & Card
Replacement card fee	$25	per item	None
Wire Transfers
Wire Transfer (Incoming)	$5	per item	None
Check Services
Money Order	$2	per item	None
Stop Payment	$10	per item	None
Stop Payment	$35	per item	None
Stop Payment	$30	per item	None
Canadian Item Deposit	$10	per item	None
Cash & Deposit
Deposit Item Return	$30	per item	None
Account Services
Notary	$5	Not stated	None
Drilling of Boxes	$50Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3” x 10”	$35	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$45	per year	None
Garnishment Processing	$50	Not stated	None
Other Fees
Photocopy	$2	per item	None
Statement Copy	$5	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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