Mountaincrest Federal Credit Union

Headquarters: Arlington, Washington
Charter: Credit Union
Assets: $152.9M
Fed district: San Francisco

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Mountaincrest Federal Credit Union: $30
Mountaincrest Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Compared at $25, the middle of its prices
Mountaincrest Federal Credit Union: $20 to $30
Mountaincrest Federal Credit Union: $20 to $30
U.S. median: no median
Non-Network ATM
Mountaincrest Federal Credit Union: $5
Mountaincrest Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mountaincrest Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Membership$10
per month
Account Reconciliation/Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$30
per item
NSF Fee$30
per item
Returned Item Processing$20
Draft/Check Overdraft Transfer$5
per item

ATM & Card

ATM/Debit Card Transfer$5
per item

Check Services

Check Printing Prices may vary depending on style Incoming$10
per item
Stop Payment$25
per item
Single Service Check Cashing$5
Check Copy$2
per item

Cash & Deposit

Coin Counter: Annual Maintenance$15
Not compared: Annual charge, not per item
per year

Account Services

Replacement Key$20
Not compared: Box drilling or key fee
Safe Deposit Box$65
per year
Safe Deposit Box 10” x 10”$90
per year
Safe Deposit Box 3” x 10”$40
per year
Safe Deposit Box 3” x 5”$25
per year
Safe Deposit Box 5” x 10”$60
per year
Safe Deposit Box 5” x 5”$35
per year
Safe Deposit Box FeesNo charge

Other Fees

Statement Copy$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive Membership	$10	per month	None
Account Reconciliation/Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
NSF Fee	$30	per item	None
Returned Item Processing	$20	Not stated	None
Draft/Check Overdraft Transfer	$5	per item	None
ATM & Card
ATM/Debit Card Transfer	$5	per item	None
Check Services
Check Printing Prices may vary depending on style Incoming	$10	per item	None
Stop Payment	$25	per item	None
Single Service Check Cashing	$5	Not stated	None
Check Copy	$2	per item	None
Cash & Deposit
Coin Counter: Annual Maintenance	$15Not compared: Annual charge, not per item	per year	None
Account Services
Replacement Key	$20Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$65	per year	None
Safe Deposit Box 10” x 10”	$90	per year	None
Safe Deposit Box 3” x 10”	$40	per year	None
Safe Deposit Box 3” x 5”	$25	per year	None
Safe Deposit Box 5” x 10”	$60	per year	None
Safe Deposit Box 5” x 5”	$35	per year	None
Safe Deposit Box Fees	No charge	Not stated	None
Other Fees
Statement Copy	$3	per item	None

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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