Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Mountaincrest Federal Credit Union

Arlington, WashingtonCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=account_research; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Account Reconciliation/Research $20.00/Hour VISA Credit Card $60.00" · Source

Inactive Membership$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=dormant_account; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="*Inactive Membership $10.00/Month (12 Month Period) 6” x 10” Box $65.00/Year" · Source

Overdraft & NSFVerified

Draft/Check Overdraft Transfer$5Within the typical range ($2.50–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=od_protection_transfer; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Draft/Check Overdraft Transfer $5.00/Day Par Value of One Share $5.00" · Source
NSF Fee$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=nsf; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="NSF Fee $30.00/Item Outgoing $20.00/Transfer" · Source
Overdraft Fee$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=overdraft; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Overdraft Fee $30.00/Item Domestic:" · Source
Returned Item Processing$20Below the typical range ($25–$32 nationally)
$9 below the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=nsf; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Returned Item Processing $20.00 Incoming $10.00/Transfer" · Source

ATM & CardVerified

ATM/Debit Card Transfer$5Above the typical range ($1–$3 nationally)
$3.50 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=atm_non_network; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="ATM/Debit Card Transfer $5.00/Item Wire Transfer Fees" · Source
Official Checks: Debit/ATM Card$10Above the typical range ($1–$3 nationally)
$8.50 above the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=atm_non_network; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Official Checks: Debit/ATM Card $10.00/Card" · Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=check_image; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Check Copy $2.00/Copy" · Source
Check Printing Prices may vary depending on style Incoming$10Within the typical range ($2–$20 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=check_printing; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Check Printing Prices may vary depending on style Incoming $10.00/Transfer" · Source
Single Service Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=check_cashing; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="*Single Service Check Cashing $5.00 for accounts with a savings only relationship, | 10” x 10” Box $90.00/Year" · Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=stop_payment; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Stop Payment $25.00/Request Outgoing $40.00/Transfer" · Source

Account ServicesVerified

| Safe Deposit Box Fees$0Below the typical range ($25–$80 nationally)
$40 below the national median
Knox read a free fee from Rosetta artifact #6592. canonical_hint=safe_deposit_box; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="MCCU Members with an active checking | Safe Deposit Box Fees / No Charge" · Source
5” x 10” Box$60Within the typical range ($25–$80 nationally)
$20 above the national median
per year · Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=safe_deposit_box; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="5” x 10” Box $60.00/Year" · Source
apply | Replacement Key$20Below the typical range ($25–$80 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=safe_deposit_box; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="apply | Replacement Key $20.00" · Source

Other FeesVerified

Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=document_reproduction; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Statement Copy $3.00/Copy Card Replacement:" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=account_research; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Account Reconciliation/Research $20.00/Hour VISA Credit Card $60.00"	Source
Inactive Membership	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=dormant_account; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="*Inactive Membership $10.00/Month (12 Month Period) 6” x 10” Box $65.00/Year"	Source
Overdraft & NSFVerified
Draft/Check Overdraft Transfer	$5Within the typical range ($2.50–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=od_protection_transfer; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Draft/Check Overdraft Transfer $5.00/Day Par Value of One Share $5.00"	Source

ATM & CardVerified
ATM/Debit Card Transfer	$5Above the typical range ($1–$3 nationally)	$3.50 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=atm_non_network; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="ATM/Debit Card Transfer $5.00/Item Wire Transfer Fees"	Source
Official Checks: Debit/ATM Card
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=check_image; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Check Copy $2.00/Copy"	Source
Check Printing Prices may vary depending on style Incoming
Account ServicesVerified
\| Safe Deposit Box Fees	$0Below the typical range ($25–$80 nationally)	$40 below the national median	—	Knox read a free fee from Rosetta artifact #6592. canonical_hint=safe_deposit_box; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="MCCU Members with an active checking \| Safe Deposit Box Fees / No Charge"	Source
5” x 10” Box
Other FeesVerified
Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6592. canonical_hint=document_reproduction; text_hash=4913c6caa93f17e9403af6d9d39f9b4ea023b522f647f483ca616cb517443eec; excerpt="Statement Copy $3.00/Copy Card Replacement:"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 16 — leaner than most institutions

Verified fees

Under review

Assets

$152.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$152.9M

Total deposits

$130.9M

Service charge income (year to date)

$323K

Fee income ratio

7.2%

Return on assets

0.99%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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