Mill Town Federal Credit Union

Headquarters: Everett, Washington
Charter: Credit Union
Assets: $59.9M
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Mill Town Federal Credit Union: $25
Mill Town Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Mill Town Federal Credit Union: $18
Mill Town Federal Credit Union: $18
U.S. median: no median
Stop Payment
Mill Town Federal Credit Union: $20
Mill Town Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mill Town Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Reconciliation fee$15
Not compared: Charged per hour; comparison unavailable
per hour · | Account Reconciliation fee | $15.00 per hour |
Account Research fee$15
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research fee | $15.00 per hour |
Legal Research fee$17
Not compared: Charged per hour; comparison unavailable
per hour · | Legal Research fee | $17.00 per hour |
Returned Mail$5
per month

Overdraft & NSF

Returned Item fee$25
per item
Overdraft Transfer$10
per item

ATM & Card

Replacement ATM/Debit Card$7
per item

Wire Transfers

Outgoing Wire Transfer$18
per item
Incoming Wire Transfer$10
per item
International Wire$40

Check Services

Teller Checks fee$2
per item
Money Order fee$1.50
per item
Stop Payment fee$20
per item

Cash & Deposit

Deposited Item Return fee$7
per item
Returned Deposit Item$7
per item

Other Fees

Fax$2
Fax fee$2
per item
Photocopy fee$1.50
per item
Photocopy fee for Legal Research (1-30 pages)$0.75
Not compared: Charged per page; comparison unavailable
per page · | Photocopy fee for Legal Research (1-30 pages) | $0.75 per page |
Photocopy fee for Legal Research (30 + pages)$0.57
Not compared: Charged per page; comparison unavailable
per page · | Photocopy fee for Legal Research (30 + pages) | $0.57 per page |
Statement Copy fee$1
Not compared: Charged per page; comparison unavailable
per page · | Statement Copy fee | $1.00 per page |
Loan payment by debit card fee$7
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Reconciliation fee	$15Not compared: Charged per hour; comparison unavailable	per hour	\| Account Reconciliation fee \| $15.00 per hour \|
Account Research fee	$15Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research fee \| $15.00 per hour \|
Legal Research fee	$17Not compared: Charged per hour; comparison unavailable	per hour	\| Legal Research fee \| $17.00 per hour \|
Returned Mail	$5	per month	None
Overdraft & NSF
Returned Item fee	$25	per item	None
Overdraft Transfer	$10	per item	None
ATM & Card
Replacement ATM/Debit Card	$7	per item	None
Wire Transfers
Outgoing Wire Transfer	$18	per item	None
Incoming Wire Transfer	$10	per item	None
International Wire	$40	Not stated	None
Check Services
Teller Checks fee	$2	per item	None
Money Order fee	$1.50	per item	None
Stop Payment fee	$20	per item	None
Cash & Deposit
Deposited Item Return fee	$7	per item	None
Returned Deposit Item	$7	per item	None
Other Fees
Fax	$2	Not stated	None
Fax fee	$2	per item	None
Photocopy fee	$1.50	per item	None
Photocopy fee for Legal Research (1-30 pages)	$0.75Not compared: Charged per page; comparison unavailable	per page	\| Photocopy fee for Legal Research (1-30 pages) \| $0.75 per page \|
Photocopy fee for Legal Research (30 + pages)	$0.57Not compared: Charged per page; comparison unavailable	per page	\| Photocopy fee for Legal Research (30 + pages) \| $0.57 per page \|
Statement Copy fee	$1Not compared: Charged per page; comparison unavailable	per page	\| Statement Copy fee \| $1.00 per page \|
Loan payment by debit card fee	$7	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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