Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mill Town Federal Credit Union

Everett, WashingtonCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation fee$15Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Transfer$10Above the typical range ($3–$5 nationally)
$5 above the national median
per item · Source
Returned Item fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Incoming Wire Transfer$10Within the typical range ($5–$15 nationally)
At the national median
Source
Outgoing Wire Transfer$18Below the typical range ($20–$25 nationally)
$7 below the national median
Source

Check ServicesVerified

Money Order fee$1.50Within the typical range ($1.50–$3 nationally)
$0.50 below the national median
per item · Source
Stop Payment fee$20Within the typical range ($20–$30 nationally)
$6 below the national median
Source
Teller Checks fee$2Below the typical range ($3–$6 nationally)
$3 below the national median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2490. canonical_hint=cashiers_check; text_hash=12fd3c2115c77f94e6200dece452cd6c9f8ea70ef4f91a2205e9b95f84d21d46; excerpt="Teller Checks fee | $2.00 per check" · Source

Other FeesVerified

Photocopy fee$1.50Below the typical range ($2–$5 nationally)
$1.50 below the national median
per item · Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2490. canonical_hint=document_reproduction; text_hash=12fd3c2115c77f94e6200dece452cd6c9f8ea70ef4f91a2205e9b95f84d21d46; excerpt="Photocopy fee | $1.50 per item" · Source
Photocopy fee for Legal Research (1-30 pages)$0.75Below the typical range ($2–$5 nationally)
$2.25 below the national median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2490. canonical_hint=document_reproduction; text_hash=12fd3c2115c77f94e6200dece452cd6c9f8ea70ef4f91a2205e9b95f84d21d46; excerpt="Photocopy fee for Legal Research (1-30 pages) | $0.75 per page" · Source
Photocopy fee for Legal Research (30 + pages)$0.57Below the typical range ($2–$5 nationally)
$2.43 below the national median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2490. canonical_hint=document_reproduction; text_hash=12fd3c2115c77f94e6200dece452cd6c9f8ea70ef4f91a2205e9b95f84d21d46; excerpt="Photocopy fee for Legal Research (30 + pages) | $0.57 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation fee	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Legal Research fee	$17Below the typical range ($20–$25 nationally)	$8 below the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Transfer	$10Above the typical range ($3–$5 nationally)	$5 above the national median	per item	—	Source
Returned Item fee	$25
ATM & CardVerified
Replacement Credit Cards	$7Within the typical range ($5–$10 nationally)	$3 below the national median	—	—	Source
Wire TransfersVerified
Incoming Wire Transfer	$10Within the typical range ($5–$15 nationally)	At the national median	—	—	Source
Outgoing Wire Transfer	$18
Check ServicesVerified
Money Order fee	$1.50Within the typical range ($1.50–$3 nationally)	$0.50 below the national median	per item	—	Source
Stop Payment fee	$20
Cash & DepositVerified
Deposited Item Return fee	$7Below the typical range ($10–$25 nationally)	$8 below the national median	per item	—	Source
Other FeesVerified
Photocopy fee	$1.50Below the typical range ($2–$5 nationally)	$1.50 below the national median	per item	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2490. canonical_hint=document_reproduction; text_hash=12fd3c2115c77f94e6200dece452cd6c9f8ea70ef4f91a2205e9b95f84d21d46; excerpt="Photocopy fee \| $1.50 per item"	Source
Photocopy fee for Legal Research (1-30 pages)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$59.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$59.9M

Total deposits

$46.5M

Service charge income (year to date)

$90K

Fee income ratio

5.3%

Return on assets

0.71%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,469 published fee entries from 2,884 institutions

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