Spokane Firefighters Federal Credit Union

Headquarters: Spokane, Washington
Charter: Credit Union
Assets: $86.4M
Fed district: San Francisco

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Spokane Firefighters Federal Credit Union: $25
Spokane Firefighters Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Spokane Firefighters Federal Credit Union: $25
Spokane Firefighters Federal Credit Union: $25
U.S. median: no median
Stop Payment
Spokane Firefighters Federal Credit Union: $15
Spokane Firefighters Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Spokane Firefighters Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant account$5
per month
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$5
per month

Overdraft & NSF

Courtesy Pay$25
per item
NSF - Item Paid$25
per item
NSF - Item Returned$25

ATM & Card

RUSH Order Debit or Credit Card$30
per item
International Transaction Fee1%of the transaction
International Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

International wire transfers$40
per item

Check Services

Cashier’s checks$1
per item
Money Orders$1
per item
Stop payment order$15
per item
Copies of drafts First 10 free$1
per item

Cash & Deposit

Deposited Items Returned$15
per item

Account Services

Garnishments and Levies$75
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant account	$5	per month	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$5	per month	None
Overdraft & NSF
Courtesy Pay	$25	per item	None
NSF - Item Paid	$25	per item	None
NSF - Item Returned	$25	Not stated	None
ATM & Card
RUSH Order Debit or Credit Card	$30	per item	None
International Transaction Fee	1%of the transaction	Not stated	None
International Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
International wire transfers	$40	per item	None
Check Services
Cashier’s checks	$1	per item	None
Money Orders	$1	per item	None
Stop payment order	$15	per item	None
Copies of drafts First 10 free	$1	per item	None
Cash & Deposit
Deposited Items Returned	$15	per item	None
Account Services
Garnishments and Levies	$75	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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