Puget Sound Cooperative Federal Credit Union

Headquarters: Bellevue, Washington
Charter: Credit Union
Assets: $273.8M
Fed district: San Francisco

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Puget Sound Cooperative Federal Credit Union: $25
Puget Sound Cooperative Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Puget Sound Cooperative Federal Credit Union: $25
Puget Sound Cooperative Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Puget Sound Cooperative Federal Credit Union: $25
Puget Sound Cooperative Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Puget Sound Cooperative Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive Accounts, per month (after 12 months, minor accounts are exempt.)$5
per month
Account Reconciliation (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · | Account Reconciliation (per hour) | $25.00 |
Account Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research (per hour) | $25.00 |

Overdraft & NSF

Overdraft (per item)$25
per item
NSF Returned Item (per item)$25
per item
Overdraft Transfer (per transfer)$5
per item

ATM & Card

Replacement Card$5
Rush Order Card (US only)$35

Wire Transfers

Outgoing wire (domestic)$25
Incoming wire (if under $1,000.00)$10
Outgoing wire (international)$35

Check Services

Cashiers Check (if under $500.00)$3
Stop Payment (per request)$20
per item
Stop Payment on Cashiers Check (per request)$25
per item
Check Copies (free online)$2

Cash & Deposit

Canadian Returned Checks (per check)$45
per item
Deposited Item Return (per item)$15
per item

Account Services

Account Verification$5

Other Fees

Statement Copy (free online)$2

Fee	Amount	Basis	Note
Account Maintenance
Inactive Accounts, per month (after 12 months, minor accounts are exempt.)	$5	per month	None
Account Reconciliation (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	\| Account Reconciliation (per hour) \| $25.00 \|
Account Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research (per hour) \| $25.00 \|
Overdraft & NSF
Overdraft (per item)	$25	per item	None
NSF Returned Item (per item)	$25	per item	None
Overdraft Transfer (per transfer)	$5	per item	None
ATM & Card
Replacement Card	$5	Not stated	None
Rush Order Card (US only)	$35	Not stated	None
Wire Transfers
Outgoing wire (domestic)	$25	Not stated	None
Incoming wire (if under $1,000.00)	$10	Not stated	None
Outgoing wire (international)	$35	Not stated	None
Check Services
Cashiers Check (if under $500.00)	$3	Not stated	None
Stop Payment (per request)	$20	per item	None
Stop Payment on Cashiers Check (per request)	$25	per item	None
Check Copies (free online)	$2	Not stated	None
Cash & Deposit
Canadian Returned Checks (per check)	$45	per item	None
Deposited Item Return (per item)	$15	per item	None
Account Services
Account Verification	$5	Not stated	None
Other Fees
Statement Copy (free online)	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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