Solarity Federal Credit Union

Headquarters: Yakima, Washington
Charter: Credit Union
Assets: $803.5M
Fed district: San Francisco

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
Solarity Federal Credit Union: $3 to $6
Solarity Federal Credit Union: $3 to $6
U.S. median: no median
Overdraft (OD)
Solarity Federal Credit Union: $25
Solarity Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic In)
Solarity Federal Credit Union: $5
Solarity Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Solarity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$3
per month
Monthly service charge: N/A$6
per month
Inactive Account$6
per month
Paper Statements$4
per item
Excess Withdrawals in a Money Market Account$5
per item

Overdraft & NSF

Courtesy Pay$25

ATM & Card

If a replacement for a damaged or missing card is needed, instant-issue cards are available at our branch$5
per item

Wire Transfers

Wires: Incoming$5

Check Services

Teller Checks$5
per item
Temporary Checks$4
per item

Digital & Electronic

Mobile DepositNo charge

Account Services

Processing of Legal Orders, Garnishments and Levies$75
per item

Retirement & IRA

IRA Annual Fee$20
per year

Other Fees

Skip-a-Pay$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$3	per month	None
Monthly service charge: N/A	$6	per month	None
Inactive Account	$6	per month	None
Paper Statements	$4	per item	None
Excess Withdrawals in a Money Market Account	$5	per item	None
Overdraft & NSF
Courtesy Pay	$25	Not stated	None
ATM & Card
If a replacement for a damaged or missing card is needed, instant-issue cards are available at our branch	$5	per item	None
Wire Transfers
Wires: Incoming	$5	Not stated	None
Check Services
Teller Checks	$5	per item	None
Temporary Checks	$4	per item	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Account Services
Processing of Legal Orders, Garnishments and Levies	$75	per item	None
Retirement & IRA
IRA Annual Fee	$20	per year	None
Other Fees
Skip-a-Pay	$30	Not stated	None

Account Maintenance

Early Membership Closure Assessed if the membership is closed within the first 180 days$5
Research, Document Recovery, Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non-Sufficient Funds (NSF)$25

ATM & Card

Foreign Transaction2%of the transaction

Check Services

Stop Payment$35
Non-Member Check Cashing$10
per item

Digital & Electronic

Business Bill PayNo charge

Cash & Deposit

Return Item$20
per item

Other Fees

Copies of Account Information Applies to each item requested for statement copies, account history and/or check images$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Membership Closure Assessed if the membership is closed within the first 180 days	$5	Not stated	None
Research, Document Recovery, Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$25	Not stated	None
ATM & Card
Foreign Transaction	2%of the transaction	Not stated	None
Check Services
Stop Payment	$35	Not stated	None
Non-Member Check Cashing	$10	per item	None
Digital & Electronic
Business Bill Pay	No charge	Not stated	None
Cash & Deposit
Return Item	$20	per item	None
Other Fees
Copies of Account Information Applies to each item requested for statement copies, account history and/or check images	$4	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Solarity Federal Credit Union's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.50, the middle of its prices
Solarity Federal Credit Union: $3 to $6
Solarity Federal Credit Union: $3 to $6
U.S. median: no median
Overdraft (OD)
Solarity Federal Credit Union: $25
Solarity Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic In)
Solarity Federal Credit Union: $5
Solarity Federal Credit Union: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Solarity Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$3
per month
Monthly service charge: N/A$6
per month
Inactive Account$6
per month
Paper Statements$4
per item
Excess Withdrawals in a Money Market Account$5
per item

Overdraft & NSF

Courtesy Pay$25

ATM & Card

If a replacement for a damaged or missing card is needed, instant-issue cards are available at our branch$5
per item

Wire Transfers

Wires: Incoming$5

Check Services

Teller Checks$5
per item
Temporary Checks$4
per item

Digital & Electronic

Mobile DepositNo charge

Account Services

Processing of Legal Orders, Garnishments and Levies$75
per item

Retirement & IRA

IRA Annual Fee$20
per year

Other Fees

Skip-a-Pay$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$3	per month	None
Monthly service charge: N/A	$6	per month	None
Inactive Account	$6	per month	None
Paper Statements	$4	per item	None
Excess Withdrawals in a Money Market Account	$5	per item	None
Overdraft & NSF
Courtesy Pay	$25	Not stated	None
ATM & Card
If a replacement for a damaged or missing card is needed, instant-issue cards are available at our branch	$5	per item	None
Wire Transfers
Wires: Incoming	$5	Not stated	None
Check Services
Teller Checks	$5	per item	None
Temporary Checks	$4	per item	None
Digital & Electronic
Mobile Deposit	No charge	Not stated	None
Account Services
Processing of Legal Orders, Garnishments and Levies	$75	per item	None
Retirement & IRA
IRA Annual Fee	$20	per year	None
Other Fees
Skip-a-Pay	$30	Not stated	None

Account Maintenance

Early Membership Closure Assessed if the membership is closed within the first 180 days$5
Research, Document Recovery, Account Reconciliation$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Non-Sufficient Funds (NSF)$25

ATM & Card

Foreign Transaction2%of the transaction

Check Services

Stop Payment$35
Non-Member Check Cashing$10
per item

Digital & Electronic

Business Bill PayNo charge

Cash & Deposit

Return Item$20
per item

Other Fees

Copies of Account Information Applies to each item requested for statement copies, account history and/or check images$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Membership Closure Assessed if the membership is closed within the first 180 days	$5	Not stated	None
Research, Document Recovery, Account Reconciliation	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$25	Not stated	None
ATM & Card
Foreign Transaction	2%of the transaction	Not stated	None
Check Services
Stop Payment	$35	Not stated	None
Non-Member Check Cashing	$10	per item	None
Digital & Electronic
Business Bill Pay	No charge	Not stated	None
Cash & Deposit
Return Item	$20	per item	None
Other Fees
Copies of Account Information Applies to each item requested for statement copies, account history and/or check images	$4	per item	None

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.