13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Utah, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Members First Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure | $5 | Not stated | None |
| Account: Reconciliation Research Activity Printout | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay | $25 | per item | None |
| Overdraft | $25 | per item | None |
| Overdraft: ACH Debit Card ATM | $25 | per item | None |
| NSF | $25 | per item | None |
| Returned Item | $25 | per item | None |
ATM & Card | |||
| Card Replacement | $10 | per item | None |
Wire Transfers | |||
| Wire Transfer - Outgoing: Domestic Foreign | $15 | per item | None |
Check Services | |||
| Cashier's Check | $1 | per item | None |
| Stop Payment | $25 | per item | None |
| Items Sent For Collection | $20 | per item | None |
| Copy of Check | $5 | per item | None |
Digital & Electronic | |||
| Unauthorized ACH Return Fee | $5 | per item | None |
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Deposited Item Return | $25 | per item | None |
Other Fees | |||
| Fax: Outgoing Incoming | $1 | per item | None |
| Photocopy | $0.25 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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