Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Firefighters Federal Credit Union

Draper, UtahCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research / Reconcilement (per hour)$25Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=account_research; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Account Research / Reconcilement (per hour) | $25.00" · Source

Account Statement Copy (paper)$0

$3 below the national median

Knox read a free fee from Rosetta artifact #2294. canonical_hint=paper_statement; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Account Statement Copy (paper) | No Charge" · Source

Dormant Account (per month, with bad address after 12 months of inactivity)$2

$3 below the national median

per month · Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=dormant_account; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Dormant Account (per month, with bad address after 12 months of inactivity) | $2.00" · Source

eStatement$0

$0.50 below the national median

Knox read a free fee from Rosetta artifact #2294. canonical_hint=estatement_fee; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="eStatement | No Charge" · Source

Monthly Service Charge$0

$8.50 below the national median

per month · Knox read a free fee from Rosetta artifact #2294. canonical_hint=monthly_maintenance; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Monthly Service Charge | No Charge" · Source

Overdraft & NSFVerified

Check Returned Insufficient Funds$25Within the typical range ($15–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=nsf; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Check Returned Insufficient Funds | $25.00" · Source
Overdraft Transfer (from savings or overdraft line of credit)$0Below the typical range ($7.81–$30 nationally)
$22.50 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=overdraft; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Overdraft Transfer (from savings or overdraft line of credit) | No Charge" · Source

ATM & CardVerified

CO-OP ATM Withdrawal$0Below the typical range ($1–$4.99 nationally)
$2 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=atm_non_network; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="CO-OP ATM Withdrawal | No Charge" · Source
Replacement Card$0Below the typical range ($5–$12 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=card_replacement; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Replacement Card | No Charge" · Source

Wire TransfersVerified

Wire Transfer (incoming)$0Below the typical range ($10–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=wire_domestic_incoming; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Wire Transfer (incoming) | No Charge" · Source
Wire Transfer International (outgoing)$45Above the typical range ($20–$30 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=wire_domestic_outgoing; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Wire Transfer International (outgoing) | $45.00" · Source

Check ServicesVerified

Cashier's Check$0Below the typical range ($3–$10 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=cashiers_check; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Cashier's Check | No Charge" · Source
Money Order$1Below the typical range ($1.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=money_order; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Money Order | $1.00" · Source
Stop Payment on Check$0Below the typical range ($20–$30 nationally)
$25 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=stop_payment; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Stop Payment on Check | No Charge" · Source

Digital & ElectronicVerified

ACH Returned Insufficient Funds$25Within the typical range ($8–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=ach_return; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="ACH Returned Insufficient Funds | $25.00" · Source
Online Bill Pay$0Within the typical range ($0–$14.45 nationally)
$5.95 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=bill_pay; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Online Bill Pay | No Charge" · Source

Account ServicesVerified

Notary Service$0Within the typical range ($0–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=notary_fee; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Notary Service | No Charge" · Source

Gift & Prepaid CardsVerified

Gift Card$0Below the typical range ($3–$5.24 nationally)
$4 below the national median
Knox read a free fee from Rosetta artifact #2294. canonical_hint=gift_card_purchase; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Gift Card | No Charge" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research / Reconcilement (per hour)	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=account_research; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Account Research / Reconcilement (per hour) \| $25.00"	Source
Account Statement Copy (paper)	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=paper_statement; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Account Statement Copy (paper) \| No Charge"	Source
Dormant Account (per month, with bad address after 12 months of inactivity)	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=dormant_account; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Dormant Account (per month, with bad address after 12 months of inactivity) \| $2.00"	Source
eStatement	$0Within the typical range ($0–$3 nationally)	$0.50 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=estatement_fee; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="eStatement \| No Charge"	Source
Monthly Service Charge	$0Below the typical range ($5–$17.50 nationally)	$8.50 below the national median	per month	Knox read a free fee from Rosetta artifact #2294. canonical_hint=monthly_maintenance; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Monthly Service Charge \| No Charge"	Source
Overdraft & NSFVerified
Check Returned Insufficient Funds	$25Within the typical range ($15–$30 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=nsf; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Check Returned Insufficient Funds \| $25.00"	Source
Overdraft Transfer (from savings or overdraft line of credit)
ATM & CardVerified
CO-OP ATM Withdrawal	$0Below the typical range ($1–$4.99 nationally)	$2 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=atm_non_network; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="CO-OP ATM Withdrawal \| No Charge"	Source
Replacement Card	$0
Wire TransfersVerified
Wire Transfer (incoming)	$0Below the typical range ($10–$15 nationally)	$10 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=wire_domestic_incoming; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Wire Transfer (incoming) \| No Charge"	Source
Wire Transfer International (outgoing)
Check ServicesVerified
Cashier's Check	$0Below the typical range ($3–$10 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=cashiers_check; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Cashier's Check \| No Charge"	Source
Money Order	$1
Digital & ElectronicVerified
ACH Returned Insufficient Funds	$25Within the typical range ($8–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2294. canonical_hint=ach_return; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="ACH Returned Insufficient Funds \| $25.00"	Source
Online Bill Pay
Account ServicesVerified
Notary Service	$0Within the typical range ($0–$5 nationally)	$5 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=notary_fee; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Notary Service \| No Charge"	Source
Gift & Prepaid CardsVerified
Gift Card	$0Below the typical range ($3–$5.24 nationally)	$4 below the national median	—	Knox read a free fee from Rosetta artifact #2294. canonical_hint=gift_card_purchase; text_hash=ddcc24478a4262d2344efcfc6caa0c3ac905eb8ce8f87a8ed30beb1bdeae4e2f; excerpt="Gift Card \| No Charge"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

NSF fee is aligned with the national median

Total fees: 18 — leaner than most institutions

Verified fees

Under review

Assets

$69.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$69.6M

Total deposits

$61.4M

Service charge income (year to date)

$47K

Fee income ratio

2.7%

Return on assets

0.09%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,610 verified fees from 1,539 institutions

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