Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

P & S Federal Credit Union

Salt Lake City, UtahCredit UnionSan Francisco Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

/ Request | Dormant Account$10Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=dormant_account; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Stop Payment | $15 / Request | Dormant Account | $10 / Quarter" · Source

/ Request | Early Account Closure$15

At the national median

Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=early_closure; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Account Activity Printout | $3 / Request | Early Account Closure | $15 / Request" · Source

Account Activity Printout$3

$12 below the national median

Deposit Verification$0

$20 below the national median

Knox read a free fee from Rosetta artifact #5299. canonical_hint=account_research; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Deposit Verification | FREE | Fax Service | FREE" · Source

Low Balance Charge$0

$6 below the national median

Knox read a free fee from Rosetta artifact #5299. canonical_hint=minimum_balance; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Low Balance Charge | FREE" · Source

Monthly Service Charge$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #5299. canonical_hint=monthly_maintenance; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Monthly Service Charge | FREE" · Source

Paper Statements$3

At the national median

per month · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=paper_statement; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Paper Statements | $3 / Month or Quarter | Check Cashing | $5 (Non-members)" · Source

Research Reconciliation$30

$10 above the national median

Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=account_research; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| Research Reconciliation | $30 / Hour" · Source

Overdraft & NSFVerified

Check Returned (NSF)$25Within the typical range ($25–$32 nationally)
$4 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=nsf; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Returned (NSF) | $25 / Item | Express/Overnight Mail | At Cost" · Source
Negative Overdraft LOC Transfer$0Below the typical range ($2.50–$5 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=od_protection_transfer; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Negative Overdraft LOC Transfer | FREE" · Source

ATM & CardVerified

ATM Withdrawal$0.75Below the typical range ($1–$3 nationally)
$0.75 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=atm_non_network; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="ATM Withdrawal | $0.75 / Transaction" · Source
ATM/Debit Card$10Above the typical range ($1–$3 nationally)
$8.50 above the national median
per year · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=atm_non_network; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="ATM/Debit Card | $10 Annually" · Source
Replacement Card$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=card_replacement; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Replacement Card | FREE" · Source

Wire TransfersVerified

Checking/Savings Account Fees | Outgoing Wire Transfer$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=wire_domestic_outgoing; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Checking/Savings Account Fees | Outgoing Wire Transfer | $25 / Request" · Source
Incoming Wire Transfer$0Below the typical range ($7.75–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=wire_domestic_incoming; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Incoming Wire Transfer | FREE" · Source

Check ServicesVerified

/ Month or Quarter | Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per month · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=check_cashing; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Paper Statements | $3 / Month or Quarter | Check Cashing | $5 (Non-members)" · Source
ACH Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=stop_payment; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| ACH Stop Payment | $15 / Item" · Source
Cashier’s Check (First)$0Below the typical range ($3–$6 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=cashiers_check; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| Cashier’s Check (First) | FREE" · Source
Cashier’s Check (Second +)$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=cashiers_check; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| Cashier’s Check (Second +) | $3 / Item" · Source
Check Series Stop Payment$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=stop_payment; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Series Stop Payment | $25 / Request | Garnishment | $30 / Request" · Source
Check Stop Payment$15Below the typical range ($20–$30 nationally)
$12 below the national median
Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=stop_payment; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Stop Payment | $15 / Request | Dormant Account | $10 / Quarter" · Source
Money Order$1.50Below the typical range ($2–$3.50 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=money_order; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| Money Order | $1.50 / Item" · Source
Processed Check Copy$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=check_image; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Processed Check Copy | FREE" · Source

Digital & ElectronicVerified

ACH Origination$1Below the typical range ($5–$20 nationally)
$9 below the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=ach_origination; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| ACH Origination | $1/ Item" · Source
ACH Returned (NSF)$25Within the typical range ($15–$30 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=ach_return; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="| ACH Returned (NSF) | $25 / Item" · Source
Online Bill Payment$0Within the typical range ($0–$12.50 nationally)
$5 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=bill_pay; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Online Bill Payment | FREE" · Source

Cash & DepositVerified

Deposit Item Returned$25Within the typical range ($9.50–$25 nationally)
$10 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=deposited_item_return; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Deposit Item Returned | $25 / Item" · Source

Account ServicesVerified

/ Request | Garnishment$30Within the typical range ($25–$75 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=garnishment_levy; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Series Stop Payment | $25 / Request | Garnishment | $30 / Request" · Source
Direct Deposit$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #5299. canonical_hint=notary_fee; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Direct Deposit | FREE | Notary Service | FREE" · Source

Other FeesVerified

Account Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=document_reproduction; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Account Statement Copy | $5 / Request | Inaccurate Address | $10 / Quarter" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
/ Request \| Dormant Account	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=dormant_account; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Stop Payment \| $15 / Request \| Dormant Account \| $10 / Quarter"	Source
/ Request \| Early Account Closure	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=early_closure; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Account Activity Printout \| $3 / Request \| Early Account Closure \| $15 / Request"	Source
Account Activity Printout	$3Below the typical range ($10–$25 nationally)	$12 below the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=early_closure; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Account Activity Printout \| $3 / Request \| Early Account Closure \| $15 / Request"	Source
Deposit Verification	$0Below the typical range ($15–$25 nationally)	$20 below the national median	—	Knox read a free fee from Rosetta artifact #5299. canonical_hint=account_research; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Deposit Verification \| FREE \| Fax Service \| FREE"	Source
Low Balance Charge	$0Below the typical range ($5–$12.25 nationally)	$6 below the national median	—	Knox read a free fee from Rosetta artifact #5299. canonical_hint=minimum_balance; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Low Balance Charge \| FREE"	Source
Monthly Service Charge	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #5299. canonical_hint=monthly_maintenance; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Monthly Service Charge \| FREE"	Source
Paper Statements	$3Within the typical range ($2–$5 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=paper_statement; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Paper Statements \| $3 / Month or Quarter \| Check Cashing \| $5 (Non-members)"	Source
Research Reconciliation	$30Above the typical range ($15–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=account_research; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="\| Research Reconciliation \| $30 / Hour"	Source
Overdraft & NSFVerified
Check Returned (NSF)	$25Within the typical range ($25–$32 nationally)	$4 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=nsf; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Returned (NSF) \| $25 / Item \| Express/Overnight Mail \| At Cost"	Source
Negative Overdraft LOC Transfer
ATM & CardVerified
ATM Withdrawal	$0.75Below the typical range ($1–$3 nationally)	$0.75 below the national median	per transaction	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=atm_non_network; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="ATM Withdrawal \| $0.75 / Transaction"	Source
ATM/Debit Card
Wire TransfersVerified
Checking/Savings Account Fees \| Outgoing Wire Transfer	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=wire_domestic_outgoing; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Checking/Savings Account Fees \| Outgoing Wire Transfer \| $25 / Request"	Source

Check ServicesVerified
/ Month or Quarter \| Check Cashing	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=check_cashing; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Paper Statements \| $3 / Month or Quarter \| Check Cashing \| $5 (Non-members)"	Source
ACH Stop Payment
Digital & ElectronicVerified
ACH Origination	$1Below the typical range ($5–$20 nationally)	$9 below the national median	per item	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=ach_origination; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="\| ACH Origination \| $1/ Item"	Source
ACH Returned (NSF)
Cash & DepositVerified
Deposit Item Returned	$25Within the typical range ($9.50–$25 nationally)	$10 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=deposited_item_return; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Deposit Item Returned \| $25 / Item"	Source
Account ServicesVerified
/ Request \| Garnishment	$30Within the typical range ($25–$75 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=garnishment_levy; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Check Series Stop Payment \| $25 / Request \| Garnishment \| $30 / Request"	Source
Direct Deposit
Other FeesVerified
Account Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #5299. canonical_hint=document_reproduction; text_hash=f0bc37b3f97a1314048a8178ca41cc0455c5fed5fe9e1b14e8a373f983adc25a; excerpt="Account Statement Copy \| $5 / Request \| Inaccurate Address \| $10 / Quarter"	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

14% below the national median NSF fee

Total fees: 30

Verified fees

Under review

Assets

$24.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$24.9M

Total deposits

$21.6M

Service charge income (year to date)

$30K

Fee income ratio

4.2%

Return on assets

0.87%

Financial profile · Pro

Performance from regulator filings

Incoming Wire Transfer

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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