Numerica Federal Credit Union

Headquarters: Spokane Valley, Washington
Charter: Credit Union
Assets: $4.3B
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Numerica Federal Credit Union: $30
Numerica Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Numerica Federal Credit Union: $30
Numerica Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Numerica Federal Credit Union: $2
Numerica Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Numerica Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Non-Participation/Inactivity (after 12 months)$6
per month
Account Balancing/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month
Returned Mail$6

Overdraft & NSF

Overdraft /Courtesy Pay$30
per item
NSF Presented Item Returned$30
per item
Overdraft transfer fee$5
per transaction

ATM & Card

Non-Numerica ATM$2
Replace Lost Card$6
per item
Foreign transaction fee (audience not stated, treated as personal)2%of the transaction
Foreign transaction fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$25
per item

Check Services

Cashier’s Check$5
Recurring Stop Payment$30
Stop Payment all Items$30
Counter Checks$2
per item
Check Cashing (audience not stated, treated as personal)1%($5 minimum)
Image of Check$1

Cash & Deposit

Cash advance fee$2
per transaction
Returned Item$25
per item
Returned Item$6
per item

Account Services

10 x 10 Annual Rental Fee$115
per year
3 x 10 Annual Rental Fee$45
per year
3 x 5 Annual Rental Fee$30
per year
5 x 10 Annual Rental Fee$65
per year
5 x 5 Annual Rental Fee$35
per year
Safe Deposit Box Drilling (both keys lost): Cost +$25
Not compared: Box drilling or key fee
per item
Subordination$150
Not compared: Annual charge, not per item
per year

Retirement & IRA

IRA Early Closure (closed before age 59 ½)$25

Other Fees

Copy of Statement$3
Document preparation fee$50
one time

Fee	Amount	Basis	Note
Account Maintenance
Non-Participation/Inactivity (after 12 months)	$6	per month	None
Account Balancing/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Returned Mail	$6	Not stated	None
Overdraft & NSF
Overdraft /Courtesy Pay	$30	per item	None
NSF Presented Item Returned	$30	per item	None
Overdraft transfer fee	$5	per transaction	None
ATM & Card
Non-Numerica ATM	$2	Not stated	None
Replace Lost Card	$6	per item	None
Foreign transaction fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Foreign transaction fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$25	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
Recurring Stop Payment	$30	Not stated	None
Stop Payment all Items	$30	Not stated	None
Counter Checks	$2	per item	None
Check Cashing (audience not stated, treated as personal)	1%($5 minimum)	Not stated	None
Image of Check	$1	Not stated	None
Cash & Deposit
Cash advance fee	$2	per transaction	None
Returned Item	$25	per item	None
Returned Item	$6	per item	None
Account Services
10 x 10 Annual Rental Fee	$115	per year	None
3 x 10 Annual Rental Fee	$45	per year	None
3 x 5 Annual Rental Fee	$30	per year	None
5 x 10 Annual Rental Fee	$65	per year	None
5 x 5 Annual Rental Fee	$35	per year	None
Safe Deposit Box Drilling (both keys lost): Cost +	$25Not compared: Box drilling or key fee	per item	None
Subordination	$150Not compared: Annual charge, not per item	per year	None
Retirement & IRA
IRA Early Closure (closed before age 59 ½)	$25	Not stated	None
Other Fees
Copy of Statement	$3	Not stated	None
Document preparation fee	$50	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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