Numerica Federal Credit Union

Headquarters: Spokane Valley, Washington
Charter: Credit Union
Assets: $4.3B
Fed district: San Francisco
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 1, 2026

How these figures are measured

Call-report figures are for Numerica Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Numerica Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Nov 1, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Numerica Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $6.0M in Q2 2026, 3.8% above the same quarter a year earlier ($5.8M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Numerica Federal Credit Union: $30
Numerica Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Numerica Federal Credit Union: $30
Numerica Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Numerica Federal Credit Union: $2
Numerica Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income was about level from Q3 2025 to Q2 2026, at $6.0M.

Fee income, Q2 2026

$6.0M

$5.9MQ3 2025

$6.1MQ4 2025

$5.8MQ1 2026

$6.0MQ2 2026

Against the median

Numerica Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Numerica Federal Credit Union · $4.3B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$4B to $4.6B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Numerica Federal Credit Union(this institution)	Spokane Valley, WA	$4.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Advia Federal Credit Union	Kalamazoo, MI	$4.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Affinity Federal Credit Union	Basking Ridge, NJ	$4.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Campus USA Federal Credit Union	Gainesville, FL	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Connexus Federal Credit Union	Wausau, WI	$4.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Consumers Federal Credit Union	lake Forest, IL	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Covantage Federal Credit Union	Antigo, WI	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Empower Federal Credit Union	Syracuse, NY	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
General Electric Federal Credit Union	Cincinnati, OH	$4.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia'S Own Federal Credit Union	Atlanta, GA	$4.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Goldenwest Federal Credit Union	Ogden, UT	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Jovia Financial Federal Credit Union	Westbury, NY	$4.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Michigan Schools And Government Federal Credit Union	Clinton Township, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Navigant Federal Credit Union	Smithfield, RI	$4.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Northwest Federal Credit Union	Herndon, VA	$4.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Oneaz Federal Credit Union	Phoenix, AZ	$4.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peak Federal Credit Union	Olympia, WA	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Premier Members Federal Credit Union	Broomfield, CO	$4.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rogue Federal Credit Union	Medford, OR	$4.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Safe Federal Credit Union	Folsom, CA	$4.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Sunward Federal Credit Union	Albuquerque, NM	$4.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Technology Federal Credit Union	San Jose, CA	$4.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
United Federal Credit Union	St Joseph, MI	$4.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
University Federal Credit Union	Austin, TX	$4.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Utah Community Federal Credit Union	Provo, UT	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Valley Strong Federal Credit Union	Bakersfield, CA	$4.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Numerica Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $8 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Numerica Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Numerica Federal Credit U…Peer (equal prices stack)Peer medianInclude $27.50 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Numerica Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $6.0M
vs prior quarter: +$231K+4.0%; from Q1 2026
vs a year earlier: +$217K+3.8%; from Q2 2025
vs start of range: +$407K+7.3%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Numerica Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$6.0M	+$231K	+4.0%
Q1 2026	$5.8M	−$346K	−5.7%
Q4 2025	$6.1M	+$164K	+2.8%
Q3 2025	$5.9M	+$168K	+2.9%
Q2 2025	$5.8M	+$364K	+6.7%
Q1 2025	$5.4M	−$1.1M	−16.4%
Q4 2024	$6.5M	+$888K	+15.9%
Q3 2024	$5.6M	−$248K	−4.3%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Numerica Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Non-Participation/Inactivity (after 12 months)$6
per month
Account Balancing/Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$3
per month
Returned Mail$6

Overdraft & NSF

Overdraft /Courtesy Pay$30
per item
NSF Presented Item Returned$30
per item
Overdraft transfer fee$5
per transaction

ATM & Card

Non-Numerica ATM$2
Replace Lost Card$6
per item
Foreign transaction fee (audience not stated, treated as personal)2%of the transaction
Foreign transaction fee2%of the transaction

Wire Transfers

Domestic Outgoing Wire Transfer$25
per item

Check Services

Cashier’s Check$5
Recurring Stop Payment$30
Stop Payment all Items$30
Counter Checks$2
per item
Check Cashing (audience not stated, treated as personal)1%($5 minimum)
Image of Check$1

Cash & Deposit

Cash advance fee$2
per transaction
Returned Item$25
per item
Returned Item$6
per item

Account Services

10 x 10 Annual Rental Fee$115
per year
3 x 10 Annual Rental Fee$45
per year
3 x 5 Annual Rental Fee$30
per year
5 x 10 Annual Rental Fee$65
per year
5 x 5 Annual Rental Fee$35
per year
Safe Deposit Box Drilling (both keys lost): Cost +$25
Not compared: Box drilling or key fee
per item
Subordination$150
Not compared: Annual charge, not per item
per year

Retirement & IRA

IRA Early Closure (closed before age 59 ½)$25

Other Fees

Copy of Statement$3
Document preparation fee$50
one time

Fee	Amount	Basis	Note
Account Maintenance
Non-Participation/Inactivity (after 12 months)	$6	per month	None
Account Balancing/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$3	per month	None
Returned Mail	$6	Not stated	None
Overdraft & NSF
Overdraft /Courtesy Pay	$30	per item	None
NSF Presented Item Returned	$30	per item	None
Overdraft transfer fee	$5	per transaction	None
ATM & Card
Non-Numerica ATM	$2	Not stated	None
Replace Lost Card	$6	per item	None
Foreign transaction fee (audience not stated, treated as personal)	2%of the transaction	Not stated	None
Foreign transaction fee	2%of the transaction	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$25	per item	None
Check Services
Cashier’s Check	$5	Not stated	None
Recurring Stop Payment	$30	Not stated	None
Stop Payment all Items	$30	Not stated	None
Counter Checks	$2	per item	None
Check Cashing (audience not stated, treated as personal)	1%($5 minimum)	Not stated	None
Image of Check	$1	Not stated	None
Cash & Deposit
Cash advance fee	$2	per transaction	None
Returned Item	$25	per item	None
Returned Item	$6	per item	None
Account Services
10 x 10 Annual Rental Fee	$115	per year	None
3 x 10 Annual Rental Fee	$45	per year	None
3 x 5 Annual Rental Fee	$30	per year	None
5 x 10 Annual Rental Fee	$65	per year	None
5 x 5 Annual Rental Fee	$35	per year	None
Safe Deposit Box Drilling (both keys lost): Cost +	$25Not compared: Box drilling or key fee	per item	None
Subordination	$150Not compared: Annual charge, not per item	per year	None
Retirement & IRA
IRA Early Closure (closed before age 59 ½)	$25	Not stated	None
Other Fees
Copy of Statement	$3	Not stated	None
Document preparation fee	$50	one time	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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