Municipal Empl.Credit Union of Balt

Headquarters: Baltimore, Maryland
Charter: Credit Union
Assets: $1.3B
Fed district: Richmond

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Municipal Empl.Credit Union of Balt: $30
Municipal Empl.Credit Union of Balt: $30
U.S. median: no median
Non-Network ATM
Compared at $1.50, the middle of its prices
Municipal Empl.Credit Union of Balt: $0 to $3
Municipal Empl.Credit Union of Balt: $0 to $3
U.S. median: no median
Wire Transfer (Domestic Out)
Municipal Empl.Credit Union of Balt: $20
Municipal Empl.Credit Union of Balt: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maryland, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maryland: Banks and credit unions headquartered in Maryland that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Municipal Empl.Credit Union of Balt’s own schedules, with a source for each figure.

Account Maintenance

Average Daily Balance falls below $500$5
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement$3

Overdraft & NSF

Overdraft / ATM Overdrawn Account$30
per item

ATM & Card

ATM Transaction fee at MECU and CO-OP ATMsNo charge
ATM Transaction fee for all others not listed above$3
Lost ATM or Visa Debit Card$10
per item
ATM / Debit Card International Transaction1%
ATM / Debit Card International Transaction (audience not stated, treated as personal)1%

Wire Transfers

Outbound Wire – Domestic$20
Inbound Wire – Domestic$8

Check Services

Official Check$4
per item
Money Order$3
per item
Stop Payment$28
per item
Copy of Check$3
per item

Digital & Electronic

NSF / ACH Returned Items / Uncollected Funds$30
per item
Online Bill PayNo charge

Account Services

Garnishments / Tax Levies / Attachments / Liens$125
Account Verification$25
per item

Other Fees

Copy of Statement / History$5

Fee	Amount	Basis	Note
Account Maintenance
Average Daily Balance falls below $500	$5	Not stated	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement	$3	Not stated	None
Overdraft & NSF
Overdraft / ATM Overdrawn Account	$30	per item	None
ATM & Card
ATM Transaction fee at MECU and CO-OP ATMs	No charge	Not stated	None
ATM Transaction fee for all others not listed above	$3	Not stated	None
Lost ATM or Visa Debit Card	$10	per item	None
ATM / Debit Card International Transaction	1%	Not stated	None
ATM / Debit Card International Transaction (audience not stated, treated as personal)	1%	Not stated	None
Wire Transfers
Outbound Wire – Domestic	$20	Not stated	None
Inbound Wire – Domestic	$8	Not stated	None
Check Services
Official Check	$4	per item	None
Money Order	$3	per item	None
Stop Payment	$28	per item	None
Copy of Check	$3	per item	None
Digital & Electronic
NSF / ACH Returned Items / Uncollected Funds	$30	per item	None
Online Bill Pay	No charge	Not stated	None
Account Services
Garnishments / Tax Levies / Attachments / Liens	$125	Not stated	None
Account Verification	$25	per item	None
Other Fees
Copy of Statement / History	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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