Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Municipal Empl.Credit Union of Balt

Baltimore, MarylandCredit UnionRichmond Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #293. canonical_hint=account_research; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Account Research | $25.00 per hour 5" · Source

Mailed Paper Statement$3

At the national median

Knox deterministic extraction from Rosetta artifact #293. canonical_hint=paper_statement; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Mailed Paper Statement | $3.00 per statement4" · Source

Overdraft & NSFVerified

Overdraft / ATM Overdrawn Account$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=overdraft; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Overdraft / ATM Overdrawn Account | $30.00 per presentment2" · Source

ATM & CardVerified

ATM Transaction fee at MECU and CO-OP ATMs$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #293. canonical_hint=atm_non_network; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="ATM Transaction fee at MECU and CO-OP ATMs | Free" · Source
ATM Transaction fee for all others not listed above$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=atm_non_network; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="ATM Transaction fee for all others not listed above | $3.00" · Source
Lost ATM or Visa Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=card_replacement; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Lost ATM or Visa Debit Card | $10.00 per card" · Source

Check ServicesVerified

Copy of Check$3Within the typical range ($2–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #293. canonical_hint=check_image; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Copy of Check | $3.00 per check / Free in" · Source
Money Order$3Within the typical range ($2–$3 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=money_order; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Money Order | $3.00 per money order" · Source
Official Check$4Within the typical range ($3–$6 nationally)
$1 below the national median
per item · Knox deterministic extraction from Rosetta artifact #293. canonical_hint=cashiers_check; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Official Check | $4.00 per check" · Source
Stop Payment$28Within the typical range ($20–$30 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #293. canonical_hint=stop_payment; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Stop Payment | $28.00 per presentment" · Source

Digital & ElectronicVerified

NSF / ACH Returned Items / Uncollected Funds$30Within the typical range ($15–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=ach_return; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="NSF / ACH Returned Items / Uncollected Funds | $30.00 per presentment2" · Source
Online Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #293. canonical_hint=bill_pay; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Online Bill Pay | Free" · Source

Account ServicesVerified

Account Verification$25Above the typical range ($10–$17.13 nationally)
$15 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=account_verification; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Account Verification | $25.00 per verification" · Source
Garnishments / Tax Levies / Attachments / Liens$125Above the typical range ($30–$75 nationally)
$75 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=garnishment_levy; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Garnishments / Tax Levies / Attachments / Liens | $125.00" · Source

Other FeesVerified

Copy of Statement / History$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #293. canonical_hint=document_reproduction; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Copy of Statement / History | $5.00 per statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=account_research; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Account Research \| $25.00 per hour 5"	Source
Mailed Paper Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=paper_statement; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Mailed Paper Statement \| $3.00 per statement4"	Source
Overdraft & NSFVerified
Overdraft / ATM Overdrawn Account	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=overdraft; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Overdraft / ATM Overdrawn Account \| $30.00 per presentment2"	Source
ATM & CardVerified
ATM Transaction fee at MECU and CO-OP ATMs	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #293. canonical_hint=atm_non_network; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="ATM Transaction fee at MECU and CO-OP ATMs \| Free"	Source

Check ServicesVerified
Copy of Check	$3Within the typical range ($2–$5 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=check_image; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Copy of Check \| $3.00 per check / Free in"	Source
Money Order
Digital & ElectronicVerified
NSF / ACH Returned Items / Uncollected Funds	$30Within the typical range ($15–$30 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=ach_return; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="NSF / ACH Returned Items / Uncollected Funds \| $30.00 per presentment2"	Source
Account ServicesVerified
Account Verification	$25Above the typical range ($10–$17.13 nationally)	$15 above the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=account_verification; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Account Verification \| $25.00 per verification"	Source

Other FeesVerified
Copy of Statement / History	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #293. canonical_hint=document_reproduction; text_hash=3e39b4d0677251aed8e9d1794d2540bc7a887421513144c0db57eaec49363ce3; excerpt="Copy of Statement / History \| $5.00 per statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 15 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$1.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.3B

Total deposits

$1.1B

Service charge income (year to date)

$4.4M

Fee income ratio

11.2%

Return on assets

0.28%

Financial profile · Pro

Performance from regulator filings

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