Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
21st percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 27, 2026
Call-report figures are for North Coast Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | North Coast Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 27, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.1% of revenue, below the 7.9% median of 569 credit unions with $300M to $1B in assets (21st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $284K in Q2 2026, about level with the same quarter a year earlier ($283K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for North Coast Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $284K | −$18K | −6.0% |
| Q1 2026 | $302K | +$9K | +3.1% |
| Q4 2025 | $293K | −$15K | −4.9% |
| Q3 2025 | $308K | +$25K | +8.8% |
| Q2 2025 | $283K | −$1K | −0.4% |
| Q1 2025 | $284K | +$3K | +1.1% |
| Q4 2024 | $281K | $0 | 0.0% |
| Q3 2024 | $281K | +$7K | +2.6% |
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, North Coast Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to North Coast Federal Credit Union by share.
They stay out of every comparison until review is done.
per month · Varies by account type - refer to Truth in Savings Fee Schedule
per item · Charged when problems arise clearing checks not ordered through the Credit Union
per item · Applied when account is overdrawn. Specific amount not disclosed in this document
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Account Service Charges (audience not stated, treated as personal) | Not stated | per month | Varies by account type - refer to Truth in Savings Fee Schedule |
| Non-Credit Union Check Processing Fee (audience not stated, treated as personal) | Not stated | per item | Charged when problems arise clearing checks not ordered through the Credit Union |
| NSF/Overdraft Fee (audience not stated, treated as personal) | Not stated | per item | Applied when account is overdrawn. Specific amount not disclosed in this document |
| Per-use fee (audience not stated, treated as personal) | $5 | Not stated | None |
| Per-use fee (audience not stated, treated as personal) | $25 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where North Coast Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
5 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Anacortes, WA | 1 |
| Bellingham, WA | 1 |
| Ferndale, WA | 1 |
| Mount Vernon, WA | 1 |
| Sedro Woolley, WA | 1 |
Largest competitors nearby
Local market: Whatcom county, WA, around its headquarters.
| 17 in its local market | Deposit share |
|---|---|
| Peoples Bank | 23.6% |
| JPMorgan Chase Bank, National Association | 12.3% |
| Bank of America, National Association | 10.8% |
| U.S. Bank National Association | 10.2% |
| Banner Bank | 9% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows