Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Point Breeze Federal Credit Union

Hunt Valley, MarylandCredit UnionRichmond Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($17.50–$25 nationally)

per year · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=account_research; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Account Research $25.00 per hour Visa Credit Card Annual Fee NONE" · Source

Overdraft & NSFVerified

Paid Overdraft$31Within the typical range ($25–$31 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=overdraft; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Paid Overdraft $31.00 per item Domestic Outgoing Wire Transfer $25.00" · Source
Returned Items$31Within the typical range ($25–$31 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=nsf; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Returned Items $31.00 per item Incoming Wire Transfer $10.00 each" · Source

ATM & CardVerified

ATM FEES (Does NOT apply to$0Below the typical range ($1–$2.50 nationally)
$1.50 below the national median
Knox read a free fee from Rosetta artifact #291. canonical_hint=atm_non_network; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="ATM FEES (Does NOT apply to FREE" · Source
Checking Inactivity Fee (one year)2$1Within the typical range ($1–$7 nationally)
$2 below the national median
per month · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=card_foreign_txn; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Checking Inactivity Fee (one year)2 $1.00 per month (with currency conversion)" · Source

Check ServicesVerified

Copy of Check: 2 free per year, then$3Within the typical range ($2–$5 nationally)
At the national median
per year · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=check_image; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Copy of Check: 2 free per year, then $3.00 each Money" · Source
Non-Member Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #291. canonical_hint=check_cashing; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Non-Member Check Cashing Fee | $5.00" · Source
Stop Payment Request$29Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #291. canonical_hint=stop_payment; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Stop Payment Request $29.00 per item VISA® Travel Money Initial Fee $5.003" · Source

Digital & ElectronicVerified

Online Bill Pay Service$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #291. canonical_hint=bill_pay; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Online Bill Pay Service NONE" · Source

Account ServicesVerified

Levy/Garnishment$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #291. canonical_hint=garnishment_levy; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Levy/Garnishment $100.00 Visa Credit Card Over Limit Fee NONE" · Source

Gift & Prepaid CardsVerified

Account Activity Printout$5Above the typical range ($3–$4.95 nationally)
$1.50 above the national median
Knox deterministic extraction from Rosetta artifact #291. canonical_hint=gift_card_purchase; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Account Activity Printout $5.00 each VISA® Gift Card Initial Fee $3.003" · Source

Other FeesVerified

Copy of Statement$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #291. canonical_hint=document_reproduction; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Copy of Statement $5.00 each Plastic Card Replacement $7.50" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($17.50–$25 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=account_research; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Account Research $25.00 per hour Visa Credit Card Annual Fee NONE"	Source
Overdraft & NSFVerified
Paid Overdraft	$31Within the typical range ($25–$31 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=overdraft; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Paid Overdraft $31.00 per item Domestic Outgoing Wire Transfer $25.00"	Source
Returned Items
ATM & CardVerified
ATM FEES (Does NOT apply to	$0Below the typical range ($1–$2.50 nationally)	$1.50 below the national median	—	Knox read a free fee from Rosetta artifact #291. canonical_hint=atm_non_network; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="ATM FEES (Does NOT apply to FREE"	Source
Checking Inactivity Fee (one year)2
Check ServicesVerified
Copy of Check: 2 free per year, then	$3Within the typical range ($2–$5 nationally)	At the national median	per year	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=check_image; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Copy of Check: 2 free per year, then $3.00 each Money"	Source
Non-Member Check Cashing Fee
Digital & ElectronicVerified
Online Bill Pay Service	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #291. canonical_hint=bill_pay; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Online Bill Pay Service NONE"	Source
Account ServicesVerified
Levy/Garnishment	$100Above the typical range ($30–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=garnishment_levy; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Levy/Garnishment $100.00 Visa Credit Card Over Limit Fee NONE"	Source
Gift & Prepaid CardsVerified
Account Activity Printout	$5Above the typical range ($3–$4.95 nationally)	$1.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=gift_card_purchase; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Account Activity Printout $5.00 each VISA® Gift Card Initial Fee $3.003"	Source
Other FeesVerified
Copy of Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #291. canonical_hint=document_reproduction; text_hash=b8e868f432a9990e4c7bfb9fd74ee7b7afa413e4bc3eef90ee2e8b69a45ef11c; excerpt="Copy of Statement $5.00 each Plastic Card Replacement $7.50"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$31

Overdraft fee: $31

Overdraft fee is aligned with the national median

Total fees: 12 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.1B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.1B

Total deposits

$914.1M

Service charge income (year to date)

$1.9M

Fee income ratio

7.3%

Return on assets

0.42%

Financial profile · Pro

Performance from regulator filings

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