Harborstone Federal Credit Union

Headquarters: Tacoma, Washington
Charter: Credit Union
Assets: $3.1B
Fed district: San Francisco

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.38, the middle of its prices
Harborstone Federal Credit Union: $6.75 to $10
Harborstone Federal Credit Union: $6.75 to $10
U.S. median: no median
Wire Transfer (Domestic Out)
Harborstone Federal Credit Union: $25
Harborstone Federal Credit Union: $25
U.S. median: no median
Stop Payment
Harborstone Federal Credit Union: $30
Harborstone Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Washington, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Washington: Banks and credit unions headquartered in Washington that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Harborstone Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

²There is a monthly fee$6.75
per month
Monthly fee (audience not stated, treated as personal)$10
per month
Money Market minimum daily balance fee (audience not stated, treated as personal)$8
Dormant Account Fee$15
per month
Account Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

International ATM Transaction$2
Debit Card Issuance Expedited$75
International Transaction Fee (debit)1.5%of the transaction

Wire Transfers

Domestic Bank Wires$25
International Bank Wires$45

Check Services

Stop Payment Fee$30
per item

Cash & Deposit

Deposit Item Returned$20

Account Services

Levy/Garnishment$75
per item

Retirement & IRA

Accumulator IRA Certificate annual fee$8
per year

Fee	Amount	Basis	Note
Account Maintenance
²There is a monthly fee	$6.75	per month	None
Monthly fee (audience not stated, treated as personal)	$10	per month	None
Money Market minimum daily balance fee (audience not stated, treated as personal)	$8	Not stated	None
Dormant Account Fee	$15	per month	None
Account Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
International ATM Transaction	$2	Not stated	None
Debit Card Issuance Expedited	$75	Not stated	None
International Transaction Fee (debit)	1.5%of the transaction	Not stated	None
Wire Transfers
Domestic Bank Wires	$25	Not stated	None
International Bank Wires	$45	Not stated	None
Check Services
Stop Payment Fee	$30	per item	None
Cash & Deposit
Deposit Item Returned	$20	Not stated	None
Account Services
Levy/Garnishment	$75	per item	None
Retirement & IRA
Accumulator IRA Certificate annual fee	$8	per year	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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