Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Destinations Credit Union

Baltimore, MarylandCredit UnionRichmond Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$20Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Account Research | $20.00 (Per Hour, 1 hour minimum)" · Source

Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD)$20

$5 below the national median

per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD) $20.00 (Per Item Claimed)" · Source

Paper Statement Fee$10

$7 above the national median

Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=paper_statement; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Paper Statement Fee | $10.00 (Per Statement Cyle)" · Source

Telephone Assisted Account Reconciliation$5

$20 below the national median

Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Telephone Assisted Account Reconciliation | $5.00 (Per Request)" · Source

Overdraft & NSFVerified

Courtesy Pay (1)$32Above the typical range ($25–$31 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=overdraft; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Courtesy Pay (1) | $32.00 (Per Item)" · Source
eBanking Bill Pay - Stop Payment &/or Returned Item(s)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=nsf; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="eBanking Bill Pay - Stop Payment &/or Returned Item(s) | $30.00 (Per Item)" · Source

ATM & CardVerified

ATM & ELECTRONIC SERVICES: Domestic Wire Transfer (Incoming)$10Above the typical range ($1–$2.50 nationally)
$8.50 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=atm_non_network; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Domestic Wire Transfer (Incoming) | $10.00" · Source
Mastercard Card Credit Card Replacement Fee (Unless due to confirmed Fraud)$15Above the typical range ($5–$10 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=card_replacement; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Mastercard Card Credit Card Replacement Fee (Unless due to confirmed Fraud) | $15.00 (Per Replacement)" · Source
PIN replacement (Credit Union Assisted) for Credit Cards & Debit Cards$2Below the typical range ($5–$10 nationally)
$8 below the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=card_replacement; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="PIN replacement (Credit Union Assisted) for Credit Cards & Debit Cards | $2.00 (Per Change)" · Source

Wire TransfersVerified

Domestic Wire Transfer (Incoming)$10Within the typical range ($5–$15 nationally)
At the national median
per transaction · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=wire_domestic_incoming; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Domestic Wire Transfer (Incoming) | $10.00 (Per Transaction)" · Source
Domestic Wire Transfer (Outgoing)$30Above the typical range ($20–$25 nationally)
$8 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=wire_domestic_outgoing; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Domestic Wire Transfer (Outgoing) | $30.00 (Per Transaction)" · Source

Check ServicesVerified

Check Cashing Fee - NON DCU Member$500.01Above the typical range ($5–$10 nationally)
$495.01 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=check_cashing; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Check Cashing Fee - NON DCU Member | $500.01 up to $2,500.00 = $ 15.00" · Source
Check Copy (Personal, Bill Payment, or Credit Union Check / Money Orders)$5Above the typical range ($2–$3 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=money_order; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Check Copy (Personal, Bill Payment, or Credit Union Check / Money Orders) | $ 5.00 (Per Item)" · Source
Money Orders (Only available for amounts up to )$2Within the typical range ($2–$3 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=money_order; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Money Orders (Only available for amounts up to $1,000) | $2.00 (Per Item)" · Source
Official Check Fee$5Within the typical range ($3–$6 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=cashiers_check; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Official Check Fee | $5.00 (Per Item)" · Source

Digital & ElectronicVerified

eBanking Bill Pay - Inactivity Fee (If not used a minimum of once Per Month)$6.95Within the typical range ($0–$10 nationally)
$2 above the national median
per month · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=bill_pay; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="eBanking Bill Pay - Inactivity Fee (If not used a minimum of once Per Month) | $6.95 (Per Month)" · Source

Cash & DepositVerified

Mastercard Credit Card Cash Advance Fee$15Above the typical range ($3–$10 nationally)
$10 above the national median
per transaction · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=cash_advance; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Mastercard Credit Card Cash Advance Fee | $15.00 (Per Transaction)" · Source

Account ServicesVerified

Duplicate Security Interest Filing (Lien Release)$15Below the typical range ($30–$125 nationally)
$60 below the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=legal_process; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Duplicate Security Interest Filing (Lien Release) | $15.00 (Per Request)" · Source
Garnishment Fee / Tax Levies / Attachments / Liens$100Above the typical range ($30–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=garnishment_levy; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Garnishment Fee / Tax Levies / Attachments / Liens | $100.00 (Per Occurrence)" · Source

Lending FeesVerified

Loan Modification - Consumer Loans$25Within the typical range ($25–$50 nationally)
$10 below the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=loan_origination; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Loan Modification - Consumer Loans | $25.00 (Per Request / Per Loan)" · Source
Loan Modification - Real Estate Loans$150Above the typical range ($25–$50 nationally)
$115 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=loan_origination; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Loan Modification - Real Estate Loans | $150.00 (Per Request)" · Source
Mastercard Credit Card Late Payment Fee$25Within the typical range ($15–$25 nationally)
$2.50 above the national median
per month · Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=late_payment; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Mastercard Credit Card Late Payment Fee | $25.00 (Per Month)" · Source

Gift & Prepaid CardsVerified

Visa Gift Cards$3.50Within the typical range ($3–$4.95 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=gift_card_purchase; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Visa Gift Cards | $3.50 (Per Card)" · Source

Other FeesVerified

Expedited Services ( ALL product(s) / service(s) requiring FedEx / UPS delivery)$40Within the typical range ($20–$40 nationally)
$12.25 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=courier_delivery; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Expedited Services ( ALL product(s) / service(s) requiring FedEx / UPS delivery) | $40.00 (Per Delivery)" · Source
Repeat Loan Application (Made within 3 months)$25Within the typical range ($20–$40 nationally)
$2.50 below the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=other_lending_fee; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Repeat Loan Application (Made within 3 months) | $25.00 (Per each additional App.)" · Source
Statement Copy$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=document_reproduction; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Statement Copy | $10.00 (Per Statement Cyle)" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Account Research \| $20.00 (Per Hour, 1 hour minimum)"	Source
Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD)	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	per item	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Account Research - Debit & Credit Card Fraud Claim (if research concludes NO FRAUD) $20.00 (Per Item Claimed)"	Source
Paper Statement Fee	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=paper_statement; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Paper Statement Fee \| $10.00 (Per Statement Cyle)"	Source
Telephone Assisted Account Reconciliation	$5Below the typical range ($17.50–$25 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=account_research; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Telephone Assisted Account Reconciliation \| $5.00 (Per Request)"	Source
Overdraft & NSFVerified
Courtesy Pay (1)	$32Above the typical range ($25–$31 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=overdraft; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Courtesy Pay (1) \| $32.00 (Per Item)"	Source
eBanking Bill Pay - Stop Payment &/or Returned Item(s)
ATM & CardVerified
ATM & ELECTRONIC SERVICES: Domestic Wire Transfer (Incoming)	$10Above the typical range ($1–$2.50 nationally)	$8.50 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=atm_non_network; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Domestic Wire Transfer (Incoming) \| $10.00"	Source
Mastercard Card Credit Card Replacement Fee (Unless due to confirmed Fraud)
Wire TransfersVerified
Domestic Wire Transfer (Incoming)	$10Within the typical range ($5–$15 nationally)	At the national median	per transaction	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=wire_domestic_incoming; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Domestic Wire Transfer (Incoming) \| $10.00 (Per Transaction)"	Source
Domestic Wire Transfer (Outgoing)
Check ServicesVerified
Check Cashing Fee - NON DCU Member	$500.01Above the typical range ($5–$10 nationally)	$495.01 above the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=check_cashing; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Check Cashing Fee - NON DCU Member \| $500.01 up to $2,500.00 = $ 15.00"	Source
Check Copy (Personal, Bill Payment, or Credit Union Check / Money Orders)
Digital & ElectronicVerified
eBanking Bill Pay - Inactivity Fee (If not used a minimum of once Per Month)	$6.95Within the typical range ($0–$10 nationally)	$2 above the national median	per month	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=bill_pay; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="eBanking Bill Pay - Inactivity Fee (If not used a minimum of once Per Month) \| $6.95 (Per Month)"	Source
Cash & DepositVerified
Mastercard Credit Card Cash Advance Fee	$15Above the typical range ($3–$10 nationally)	$10 above the national median	per transaction	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=cash_advance; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Mastercard Credit Card Cash Advance Fee \| $15.00 (Per Transaction)"	Source
Account ServicesVerified
Duplicate Security Interest Filing (Lien Release)	$15Below the typical range ($30–$125 nationally)	$60 below the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=legal_process; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Duplicate Security Interest Filing (Lien Release) \| $15.00 (Per Request)"	Source
Garnishment Fee / Tax Levies / Attachments / Liens
Lending FeesVerified
Loan Modification - Consumer Loans	$25Within the typical range ($25–$50 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=loan_origination; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Loan Modification - Consumer Loans \| $25.00 (Per Request / Per Loan)"	Source
Loan Modification - Real Estate Loans
Gift & Prepaid CardsVerified
Visa Gift Cards	$3.50Within the typical range ($3–$4.95 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=gift_card_purchase; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Visa Gift Cards \| $3.50 (Per Card)"	Source
Other FeesVerified
Expedited Services ( ALL product(s) / service(s) requiring FedEx / UPS delivery)	$40Within the typical range ($20–$40 nationally)	$12.25 above the national median	—	Knox deterministic extraction from Rosetta artifact #8104. canonical_hint=courier_delivery; text_hash=b8c57dfad373845ea1180b95c349063ceccf6b59c4921411fd1fb2f6b6fa3f35; excerpt="Expedited Services ( ALL product(s) / service(s) requiring FedEx / UPS delivery) \| $40.00 (Per Delivery)"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

Total fees: 26

Headline fees published

8 of 15

Published fees

Under review

Assets

$65.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$65.4M

Total deposits

$56.7M

Service charge income (year to date)

$361K

Fee income ratio

19.4%

Return on assets

0.36%

Financial profile · Pro

Performance from regulator filings

Repeat Loan Application (Made within 3 months)

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 27,539 verified fees from 2,277 institutions

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