Self-Help Federal Credit Union

Headquarters: Durham, North Carolina
Charter: Credit Union
Assets: $2.2B
Fed district: Richmond

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Self-Help Federal Credit Union: No fee
Self-Help Federal Credit Union: No fee
U.S. median: no median
Wire Transfer (Domestic Out)
Self-Help Federal Credit Union: $15
Self-Help Federal Credit Union: $15
U.S. median: no median
Stop Payment
Compared at $25, the middle of its prices
Self-Help Federal Credit Union: $10 to $25
Self-Help Federal Credit Union: $10 to $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Self-Help Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$10
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation / Research: Members$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Market Excessive Transactions$10
per item
Returned Mail$5

Overdraft & NSF

Non-Sufficient Funds (NSF)No charge

ATM & Card

Card Replacement$8
per item
Card Replacement (Rush Delivery)$45
per item

Wire Transfers

Wire Transfer Domestic$15
per item
Wire Transfer International$25
per item

Check Services

Cashier's Check$5
per item
Teller Check$2
per item
Giro Postal / Money Order$1
Money Order$1
per item
Stop Payment$25
Stop Payment Cancellation$10
per item
Stop Payment Teller Check or Money Order$25
per item
Starter Checks$1
Check Cashing$5
per item
Check Copy$5
per item

Digital & Electronic

Bill Pay$1
Not compared: Per-transaction charge, not monthly
per transaction

Cash & Deposit

Coin Deposits / Coin Counter Where Available (audience not stated, treated as personal)5%
Returned Deposit ItemNo charge

Account Services

Account Garnishment / Tax Levy$75
per item
Members: Account Garnishment$75
Account Verification$7
per item

Retirement & IRA

IRA Savings Excessive Withdrawal$15
per item

Other Fees

Statement Copy$5
Statement Copy / Account History$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation / Research: Members	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market Excessive Transactions	$10	per item	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	No charge	Not stated	None
ATM & Card
Card Replacement	$8	per item	None
Card Replacement (Rush Delivery)	$45	per item	None
Wire Transfers
Wire Transfer Domestic	$15	per item	None
Wire Transfer International	$25	per item	None
Check Services
Cashier's Check	$5	per item	None
Teller Check	$2	per item	None
Giro Postal / Money Order	$1	Not stated	None
Money Order	$1	per item	None
Stop Payment	$25	Not stated	None
Stop Payment Cancellation	$10	per item	None
Stop Payment Teller Check or Money Order	$25	per item	None
Starter Checks	$1	Not stated	None
Check Cashing	$5	per item	None
Check Copy	$5	per item	None
Digital & Electronic
Bill Pay	$1Not compared: Per-transaction charge, not monthly	per transaction	None
Cash & Deposit
Coin Deposits / Coin Counter Where Available (audience not stated, treated as personal)	5%	Not stated	None
Returned Deposit Item	No charge	Not stated	None
Account Services
Account Garnishment / Tax Levy	$75	per item	None
Members: Account Garnishment	$75	Not stated	None
Account Verification	$7	per item	None
Retirement & IRA
IRA Savings Excessive Withdrawal	$15	per item	None
Other Fees
Statement Copy	$5	Not stated	None
Statement Copy / Account History	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Self-Help Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.