Oregon Community Federal Credit Union

Headquarters: Eugene, Oregon
Charter: Credit Union
Assets: $3.7B
Fed district: San Francisco

5 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Oregon Community Federal Credit Union: $1
Oregon Community Federal Credit Union: $1
U.S. median: no median
Continuous Overdraft
Oregon Community Federal Credit Union: $9
Oregon Community Federal Credit Union: $9
U.S. median: no median
Dormant Account
Oregon Community Federal Credit Union: $7
Oregon Community Federal Credit Union: $7
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oregon Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactivity (per month) 1$7
per month

Overdraft & NSF

Extended overdraft (EOD) 3$9

ATM & Card

ATM transaction service (withdrawals at non-CO-OP ATMs) 2$1
Expedited card delivery (domestic)$30
Not compared: Annual charge, not per item
per year

Account Services

10 X 10 annual rent$105
per year
2 X 5 annual rent (Downtown Branch only)$30
per year
3 X 5 annual rent$35
per year
5 X 10 annual rent$65
per year
5 X 5 annual rent$45
per year
For a complete list of fees, terms and conditions, please refer to: 3 X 10 annual rent$50
per year

Lending Fees

Late payment5%
Late Payment$25
Not compared: Monthly charge, not per item
per month
Late payment 4$25

Other Fees

Returned payment$4.95
Not compared: Monthly charge, not per item
per month
Skip-A-Pay/loan payment deferment (per month)$9
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Inactivity (per month) 1	$7	per month	None
Overdraft & NSF
Extended overdraft (EOD) 3	$9	Not stated	None
ATM & Card
ATM transaction service (withdrawals at non-CO-OP ATMs) 2	$1	Not stated	None
Expedited card delivery (domestic)	$30Not compared: Annual charge, not per item	per year	None
Account Services
10 X 10 annual rent	$105	per year	None
2 X 5 annual rent (Downtown Branch only)	$30	per year	None
3 X 5 annual rent	$35	per year	None
5 X 10 annual rent	$65	per year	None
5 X 5 annual rent	$45	per year	None
For a complete list of fees, terms and conditions, please refer to: 3 X 10 annual rent	$50	per year	None
Lending Fees
Late payment	5%	Not stated	None
Late Payment	$25Not compared: Monthly charge, not per item	per month	None
Late payment 4	$25	Not stated	None
Other Fees
Returned payment	$4.95Not compared: Monthly charge, not per item	per month	None
Skip-A-Pay/loan payment deferment (per month)	$9Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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