5 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Non-Network ATM
Paper Statement
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Arizona, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from First American Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per transaction
per item
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service fee (audience not stated, treated as personal) | No charge | per month | None |
| Second Chance Checking monthly service fee (audience not stated, treated as personal) | $10 | per month | None |
| Second Chance Checking monthly service fee (audience not stated, treated as personal) | $10 | per month | None |
| Paper statements are available (audience not stated, treated as personal) | $5 | per month | None |
ATM & Card | |||
| ATM withdrawals after the first 5 (audience not stated, treated as personal) | $2 | per transaction | None |
| Replacement debit card fee (audience not stated, treated as personal) | $10 | per item | None |
| Foreign transaction fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Retirement & IRA | |||
| IRA annual maintenance fee (audience not stated, treated as personal) | $25 | per year | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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