Greater Kinston Federal Credit Union

Headquarters: Kinston, North Carolina
Charter: Credit Union
Assets: $14.3M
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Greater Kinston Federal Credit Union: $1
Greater Kinston Federal Credit Union: $1
U.S. median: no median
NSF / Returned Item
Greater Kinston Federal Credit Union: No fee
Greater Kinston Federal Credit Union: No fee
U.S. median: no median
Non-Network ATM
Greater Kinston Federal Credit Union: $1
Greater Kinston Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for North Carolina, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
North Carolina: Banks and credit unions headquartered in North Carolina that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Greater Kinston Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance Fee$1
per month

Overdraft & NSF

NSF Fee Free Day3 ExhaustedNo charge
Overdraft Transfer Service4 FeeNo charge

ATM & Card

ATM Fee for Using Visa®/PLUS® ATM8 (Completed Transaction)$1
ATM Transaction$1
Card ReissueNo charge
Card ReplacementNo charge
Debit Card Issue/Reissue$3
Debit Card Replacement$8
Debit Card PIN Rush Delivery$15
per item
Debit Card Rush Delivery$15

Wire Transfers

Outgoing Domestic Wire$15
Incoming WireNo charge
Outgoing International Wire$35

Check Services

Cashier’s Check Purchase$2

Cash & Deposit

Cash AdvanceNo charge

Account Services

Notary ServiceNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fee	$1	per month	None
Overdraft & NSF
NSF Fee Free Day3 Exhausted	No charge	Not stated	None
Overdraft Transfer Service4 Fee	No charge	Not stated	None
ATM & Card
ATM Fee for Using Visa®/PLUS® ATM8 (Completed Transaction)	$1	Not stated	None
ATM Transaction	$1	Not stated	None
Card Reissue	No charge	Not stated	None
Card Replacement	No charge	Not stated	None
Debit Card Issue/Reissue	$3	Not stated	None
Debit Card Replacement	$8	Not stated	None
Debit Card PIN Rush Delivery	$15	per item	None
Debit Card Rush Delivery	$15	Not stated	None
Wire Transfers
Outgoing Domestic Wire	$15	Not stated	None
Incoming Wire	No charge	Not stated	None
Outgoing International Wire	$35	Not stated	None
Check Services
Cashier’s Check Purchase	$2	Not stated	None
Cash & Deposit
Cash Advance	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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