Point West Federal Credit Union

Headquarters: Portland, Oregon
Charter: Credit Union
Assets: $97.5M
Fed district: San Francisco

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Viva Checking
Point West Federal Credit Union: $5
Point West Federal Credit Union: $5
U.S. median: no median
NSF / Returned Item
Point West Federal Credit Union: $30
Point West Federal Credit Union: $30
U.S. median: no median
Foreign Transaction
Point West Federal Credit Union: No fee
Point West Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oregon, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oregon: Banks and credit unions headquartered in Oregon that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Point West Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Viva Checking Monthly service charge$5
per month
Inactive Membership (12 mos. inactivity)$10
per month
Transaction Research$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements Fee$2
per month

Overdraft & NSF

NSF Item Returned$30
per item
Sufficient Funds (NSF)$30
per item

ATM & Card

Card Replacement$10
per item
Debit Card Replacement$10
per item
Debit/PIN Rush Request$40
per item
Currency conversion1%of the transaction
Foreign TransactionNo charge

Wire Transfers

Incoming Wire$10
per item

Check Services

Corporate Checks$5
per item
Stop Payment - Convenience Check$30
per item
Ordering At cost Temporary Checks (after 12 free)$8
per item
Temporary Checks (after 12 free)$8
per item
Item Sent for Collection$10
per item
Copy Sales Draft$10
per item
Photocopy - Corporate/Member Check$2
per item

Cash & Deposit

Cash Advance/No charge

Account Services

Notary ServiceNo charge
Legal Process/Levy, etc.$45
per item

Lending Fees

Late Fee (excludes Visa Credit Card)$25
Late Payment Fee$27

Gift & Prepaid Cards

Visa Gift Card (Non-Reloadable)$5
per item

Other Fees

FedEx/UPS, etc$50
per item
Statement Copies$2
per item
Skip-a-Payment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Viva Checking Monthly service charge	$5	per month	None
Inactive Membership (12 mos. inactivity)	$10	per month	None
Transaction Research	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Fee	$2	per month	None
Overdraft & NSF
NSF Item Returned	$30	per item	None
Sufficient Funds (NSF)	$30	per item	None
ATM & Card
Card Replacement	$10	per item	None
Debit Card Replacement	$10	per item	None
Debit/PIN Rush Request	$40	per item	None
Currency conversion	1%of the transaction	Not stated	None
Foreign Transaction	No charge	Not stated	None
Wire Transfers
Incoming Wire	$10	per item	None
Check Services
Corporate Checks	$5	per item	None
Stop Payment - Convenience Check	$30	per item	None
Ordering At cost Temporary Checks (after 12 free)	$8	per item	None
Temporary Checks (after 12 free)	$8	per item	None
Item Sent for Collection	$10	per item	None
Copy Sales Draft	$10	per item	None
Photocopy - Corporate/Member Check	$2	per item	None
Cash & Deposit
Cash Advance/	No charge	Not stated	None
Account Services
Notary Service	No charge	Not stated	None
Legal Process/Levy, etc.	$45	per item	None
Lending Fees
Late Fee (excludes Visa Credit Card)	$25	Not stated	None
Late Payment Fee	$27	Not stated	None
Gift & Prepaid Cards
Visa Gift Card (Non-Reloadable)	$5	per item	None
Other Fees
FedEx/UPS, etc	$50	per item	None
Statement Copies	$2	per item	None
Skip-a-Payment	$25	per item	None

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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